{"id":"DUT-CO-011","kind":"duty","level":"state","jurisdiction":"Colorado","state":"CO","metro":"","industry":"","agency":"","eco":"","issuer":"Colorado Attorney General, Department of Law, Consumer Protection Section, Consumer Credit Unit (Martha Fulford, Administrator of the Uniform Consumer Credit Code)","authority":"C.R.S. §§ 5-2-302, 5-16-119(6), 5-19-206, 5-20-106(9) (licensed-location requirements); CDC and CDPHE recommendations (recited)","instrument":"Memorandum to Entities Regulated by the Consumer Credit Unit, RE: COVID-19 (Mar. 20, 2020)","title":"Memorandum re COVID-19: employees working remotely; applications and notification filings","dateIssued":"2020-03-20","effective":"2020-03-20, \u0027during the pendency of the COVID-19 outbreak\u0027; \u0027may be amended, revised, or extended at any time\u0027","end":"Not stated","startDate":"2020-03-20","endDate":"2021-09-30","quarters":["2020Q2","2020Q3","2020Q4","2021Q1","2021Q2","2021Q3"],"types":["TELE","COND"],"addressees":["specified businesses (entities licensed, registered or filing notification with the Consumer Credit Unit)"],"clause":"The Administrator does not intend to take an administrative, disciplinary, or enforcement action for such activities, so long as the following criteria are met:... 6. The individual ceases conducting the activity from the home location as soon as reasonably possible, consistent with recommendations from the CDC, CDPHE, and applicable state health departments.","enforcement":"None imposed; the instrument is a conditional non-enforcement position (\u0027does not intend to take an administrative, disciplinary, or enforcement action... so long as the following criteria are met\u0027); it \u0027does not constitute a statutory or regulatory exemption from licensure\u0027","functions":[],"notes":"A State licensing regulator conditioned its forbearance from enforcing statutory licensed-location requirements against supervised lenders, collection agencies, debt-management providers and student-loan servicers whose employees worked from home on six conditions, including no in-person public contact at the home, reasonable supervision and data safeguards, and return to the office consistent with CDC and CDPHE recommendations; collection agencies keeping a public office were permitted to impose \u0027reasonable protections consistent with guidance from the CDC and CDPHE\u0027.","sourceUrl":"https://coag.gov/app/uploads/2020/03/COVID-19-guidance-memo2.pdf","snapshot":"","fileExists":true,"fileBytes":73862,"grade":"primary","character":"guidance_incorporated","description":"","collection":"DUT-CO","url":"/library/DUT-CO-011","exhibitUrl":"/exhibit/DUT-CO-011","citation":"Colorado Attorney General, Department of Law, Consumer Protection Section, Consumer Credit Unit (Martha Fulford, Administrator of the Uniform Consumer Credit Code), Memorandum to Entities Regulated by the Consumer Credit Unit, RE: COVID-19 (Mar. 20, 2020) (Ex. DUT-CO-011)","stateName":"Colorado","related":[]}