{"id":"FED-343","kind":"order","level":"federal","jurisdiction":"United States (mortgage servicers)","state":"","metro":"","industry":"","agency":"","eco":"","issuer":"Bureau of Consumer Financial Protection","authority":"RESPA, 12 U.S.C. § 2605; Regulation X, 12 C.F.R. § 1024.41; 5 U.S.C. § 553(b)(B)","instrument":"Treatment of Certain COVID-19 Related Loss Mitigation Options Under the Real Estate Settlement Procedures Act (RESPA) (Regulation X) (interim final rule), 85 Fed. Reg. 39055 (June 30, 2020)","title":"Treatment of Certain COVID-19 Related Loss Mitigation Options Under RESPA (Regulation X)","dateIssued":"2020-06-30","effective":"2020-07-01","end":"n/a (permanent amendment to § 1024.41(c)(2)(v))","startDate":"2020-07-01","endDate":"2021-09-30","quarters":["2020Q3","2020Q4","2021Q1","2021Q2","2021Q3"],"types":["OTHER"],"addressees":["mortgage servicers"],"clause":"DATES: This interim final rule is effective on July 1, 2020. [The rule permits servicers to offer COVID-19 payment deferral and partial-claim options to borrowers exiting CARES Act forbearance without a complete loss-mitigation application, amending 12 C.F.R. § 1024.41.]","enforcement":"Regulation X; CFPB supervision and enforcement","functions":["SV servicing of CARES Act forbearances"],"notes":"","sourceUrl":"https://www.govinfo.gov/content/pkg/FR-2020-06-30/pdf/2020-13853.pdf","snapshot":"","fileExists":true,"fileBytes":287139,"grade":"primary","character":"","description":"","collection":"FED-B","url":"/library/FED-343","exhibitUrl":"/exhibit/FED-343","citation":"Bureau of Consumer Financial Protection, Treatment of Certain COVID-19 Related Loss Mitigation Options Under the Real Estate Settlement Procedures Act (RESPA) (Regulation X) (interim final rule), 85 Fed. Reg. 39055 (June 30, 2020) (Ex. FED-343)","stateName":"","related":[]}