{"id":"FED-364","kind":"order","level":"federal","jurisdiction":"United States (FHA-insured single-family mortgages and HECMs)","state":"","metro":"","industry":"","agency":"","eco":"","issuer":"HUD, Federal Housing Administration","authority":"12 U.S.C. §§ 1709, 1715b, 1715z-20","instrument":"Mortgagee Letter 2021-15","title":"Extension of the Foreclosure and Eviction Moratorium in Connection with the Presidentially-Declared COVID-19 National Emergency, and Extension and Expansion of the COVID-19 Forbearance and HECM Extension (to July 31, 2021; forbearance requests to Sept. 30, 2021)","dateIssued":"2021-06-25","effective":"immediately upon expiration of the ML 2021-05 moratorium (July 1, 2021); foreclosure and eviction moratorium through July 31, 2021; forbearance and HECM extension request deadlines to Sept. 30, 2021","end":"2021-07-31 (foreclosure and eviction moratorium).","startDate":"2021-07-01","endDate":"2021-07-31","quarters":["2021Q3"],"types":["OTHER"],"addressees":["FHA mortgagees and servicers","borrowers who had not yet requested COVID-19 forbearance"],"clause":"The extension of the moratorium announced in this ML is effective immediately upon the expiration of the moratorium announced in ML 2021-05... [HUD] initially imposed a moratorium beginning on [March 18, 2020 and has extended] the moratorium six times to prevent individuals and families from being [displaced]... HUD is issuing an additional extension to the moratorium for all [FHA-insured single family mortgages]... [HUD is extending the COVID-19] Forbearance and the HECM Extensions... to September 30, 2021, to provide Borrowers who have not yet requested a COVID-19 Forbearance or HECM Extension with six [additional months]... Summary of Changes: HUD is extending the Foreclosure and Eviction Moratorium in connection with COVID-19 to July 31, 2021.","enforcement":"FHA program requirements","functions":["SV FHA foreclosure and eviction functions suspended July 1-31, 2021; forbearance intake through Sept. 30, 2021","ML","PM"],"notes":"HUD\u0027s own count: the moratorium first imposed Mar. 18, 2020 was extended six times before this seventh extension into 2021 Q3.","sourceUrl":"https://www.hud.gov/sites/dfiles/OCHCO/documents/2021-15hsgml.pdf","snapshot":"","fileExists":true,"fileBytes":237331,"grade":"primary","character":"","description":"","collection":"FED-B","url":"/library/FED-364","exhibitUrl":"/exhibit/FED-364","citation":"HUD, Federal Housing Administration, Mortgagee Letter 2021-15 (June 25, 2021) (Ex. FED-364)","stateName":"","related":["FED-295","FED-384","FED-365"]}