{"id":"LA-055","kind":"order","level":"sector-regulator","jurisdiction":"Louisiana","state":"LA","metro":"","industry":"","agency":"","eco":"","issuer":"Louisiana Department of Insurance, Office of the Commissioner (James J. Donelon)","authority":"La. R.S. 22:2, 22:11, 22:1961 et seq.; La. R.S. 49:950 et seq.; Proclamations 25, 29, 33, 37 JBE 2020","instrument":"Emergency Rule 40 - Moratorium on Policy Cancellations and Non-Renewals for Policyholders in Louisiana during the Outbreak of Coronavirus Disease (COVID-19)","title":"Emergency Rule 40 (re-issued; original of March 26, 2020 rescinded)","dateIssued":"2020-03-27","effective":"2020-03-12 12:01 a.m. (retroactive)","end":"2020-05-12 11:59 p.m. (or earlier end of the state of emergency), § 4043","startDate":"2020-03-12","endDate":"2020-05-12","quarters":["2020Q2"],"types":["OTHER"],"addressees":["all authorized insurers, HMOs, MCOs, PPOs and health insurance issuers doing business in Louisiana","insureds with policies in force as of March 12, 2020"],"clause":"Emergency Rule 40 hereby suspends any notice of cancellation, notice of nonrenewal, nonreinstatement or any other notice related to any of the types of insurance enumerated in § 4003... [after] 12:01 a.m. on March 12, 2020, and any such notice shall be null and void... All policies subject to renewal after the effective date of Emergency Rule 40 shall continue in full force and effect at the previously established premium until the expiration of Emergency Rule 40... § 4043. Effective Date A. Emergency Rule 40 shall become effective at 12:01 a.m. on March 12, 2020 and shall continue in full force and effect until expiration on the earlier of 11:59 p.m. on May 12, 2020 or 11:59 p.m. on the date the governor lifts the state of emergency","enforcement":"La. R.S. 22:11; Commissioner of Insurance regulatory enforcement","functions":["IN insurance underwriting, billing, cancellations and renewals suspended","SV servicing and collections (premium offset rules)","CB policyholders"],"notes":"Section 4033 exempts group health policies of PPP borrowers; Rule 40 was one of a series (Emergency Rules 35-41) issued March 2020.","sourceUrl":"https://www.ldi.la.gov/docs/default-source/documents/legaldocs/rules/rule40-cur-moratoriumonpolicy.pdf","snapshot":"","fileExists":true,"fileBytes":5510829,"grade":"primary","character":"","description":"","collection":"LA","url":"/library/LA-055","exhibitUrl":"/exhibit/LA-055","citation":"Louisiana Department of Insurance, Office of the Commissioner (James J. Donelon), Emergency Rule 40 - Moratorium on Policy Cancellations and Non-Renewals for Policyholders in Louisiana during the Outbreak of Coronavirus Disease (COVID-19) (Mar. 27, 2020) (Ex. LA-055)","stateName":"Louisiana","related":[]}