{"id":"SEC-13-065","kind":"order","level":"sector-regulator","jurisdiction":"Texas","state":"TX","metro":"","industry":"13","agency":"","eco":"","issuer":"Commissioner of Insurance (Texas Department of Insurance)","authority":"Tex. Ins. Code 542.059(b) (disaster determination); Governor\u0027s suspension of claim-handling deadlines (Mar. 20, 2020)","instrument":"Commissioner\u0027s Bulletin # B-0007-20","title":"COVID-19: Claim-handling deadlines and premium payments","dateIssued":"2020-03-23","effective":"2020-03-23","end":"prompt-payment extension \u0027until the Governor\u0027s suspension and Commissioner\u0027s declaration are lifted\u0027; the Texas State file records the bulletin\u0027s operation in 2020","startDate":"2020-03-23","endDate":"2020-09-30","quarters":["2020Q2","2020Q3"],"types":["OTHER"],"addressees":["all insurers licensed to write life, accident and health insurance","HMOs, agents, TPAs, utilization review agents, MEWAs","all property and casualty insurers including workers\u0027 compensation","premium finance companies"],"clause":"the Commissioner of Insurance has determined that the COVID-19 pandemic is a disaster under Texas Insurance Code Section 542.059(b).... Taken together, the Governor\u0027s suspension and the Commissioner\u0027s declaration have the effect of extending claim-handling deadlines imposed by the state\u0027s prompt payment laws for an additional 15 days... TDI expects all carriers to work with policyholders who may experience financial hardships due to the COVID-19 outbreak. TDI encourages carriers to use grace periods for payments, temporary suspension of premium payments, payment plans, and other actions to allow continuing insurance coverage as appropriate.","enforcement":"Commissioner\u0027s disaster determination alters statutory claim deadlines (force of law); premium relief is expectation and encouragement","functions":["IN (claim-handling deadlines; premium collection)","CB"],"notes":"Same instrument as AGY-ST-UTILITIES-HOUSING-AG-074; companion B-0020-20 (midterm premium audits) is -075.","sourceUrl":"https://www.tdi.texas.gov/bulletins/2020/B-0007-20.html","snapshot":"https://web.archive.org/web/20200329153621/https://www.tdi.texas.gov/bulletins/2020/B-0007-20.html","fileExists":true,"fileBytes":54205,"grade":"primary","character":"","description":"","collection":"SEC-13","url":"/library/SEC-13-065","exhibitUrl":"/exhibit/SEC-13-065","citation":"Commissioner of Insurance (Texas Department of Insurance), Commissioner\u0027s Bulletin # B-0007-20 (Mar. 23, 2020) (Ex. SEC-13-065)","stateName":"Texas","related":["AGY-ST-UTILITIES-HOUSING-AG-074"]}