{"id":"WV-076","kind":"order","level":"sector-regulator","jurisdiction":"West Virginia","state":"WV","metro":"","industry":"","agency":"","eco":"","issuer":"Insurance Commissioner James A. Dodrill","authority":"Governor\u0027s Proclamation of Mar. 16, 2020; EO 2-20; W. Va. Code ch. 33","instrument":"Emergency Order 20-EO-02","title":"Insurers to accommodate premium collection, cancellations, nonrenewals and claim documentation; workers\u0027 compensation premium audits for idled workers; prohibition of COVID-related cancellations and nonrenewals","dateIssued":"2020-03-18","effective":"2020-03-18","end":"Cancellation and nonrenewal prohibition rescinded Oct. 15, 2020 (20-EO-09 paragraph 2); remainder in force until rescinded Mar. 24, 2023 (23-EO-01)","startDate":"2020-03-18","endDate":"2021-09-30","quarters":["2020Q2","2020Q3","2020Q4","2021Q1","2021Q2","2021Q3"],"types":["EMP","OTHER"],"addressees":["insurers, producers and all other insurance-related entities","workers\u0027 compensation insurers"],"clause":"1. Insurers, producers and all other insurance-related entities subject to regulation by the Commissioner in the State of West Virginia should consider the difficulties experienced, and to be experienced, by both private citizens and businesses as a result of the current State of Emergency, Executive Order 2-20 and any subsequent executive orders or other governmental actions with respect to collection of premiums, cancellations, nonrenewals, claim or other documentation, rating or rates charged... 2. Workers\u0027 compensation insurers shall consider the impact on rates of any idling of workers by employer insureds, and insurers shall, if requested by the employer insured, conduct an audit in order to determine whether the insured is entitled to any adjustment in premium due to the idling, furloughing, laying off or other dismissal of workers. 3. Insurers and other regulated entities must not issue a cancellation notice or nonrenewal notice pertaining to any insurance policy, plan or contract if the reason for cancellation or nonrenewal is a result of circumstances stemming from the COVID-19 pandemic and the corresponding State of Emergency, Executive Order 2-20, any subsequent executive orders or other governmental actions.","enforcement":"Insurance Commissioner\u0027s regulatory authority","functions":["IN insurance (cancellation moratorium; premium accommodations)","WF (State recognition of \u0027idling, furloughing, laying off\u0027 of workers by orders)","CB policyholders"],"notes":"Recital paragraph 4: \u0027On March 18, 2020,... the Governor issued Executive Order No. 2-20, closing all casinos in the state and disallowing on-premises consumption of food and drink in bars or restaurants.\u0027 Paragraphs 1 and 2 remained in force through the third quarter of 2021 (20-EO-09 paragraph 2(a)-(c)).","sourceUrl":"https://www.wvinsurance.gov/LinkClick.aspx?fileticket=CdKIlIaya3Y%3d\u0026tabid=205\u0026portalid=0\u0026mid=779","snapshot":"","fileExists":true,"fileBytes":284822,"grade":"primary","character":"","description":"","collection":"WV","url":"/library/WV-076","exhibitUrl":"/exhibit/WV-076","citation":"Insurance Commissioner James A. Dodrill, Emergency Order 20-EO-02 (Mar. 18, 2020) (Ex. WV-076)","stateName":"West Virginia","related":["WV-075","WV-077"]}