The COVID Project
Context, not an orderThis record is guidance or an announcement kept for context. It is not counted among the orders in force.
The record
- Jurisdiction
- Maryland; Maryland Insurance Administration (State insurance regulator) · Maryland
- Level
- Sector regulator
- Authority
- Md. Code, Ins. § 2-108
- Issued
- 2020-03-20 Mar. 20, 2020
- Effective
- 2020-03-20
- End
- Superseded for property/casualty lines by Bulletin 20-28 (July 2, 2020, Ex. 028) and for individual health plans by the mandatory suspension of Bulletin 20-30 (Ex. 029) (read as 2020-07-02)
- In force
- Mar. 20, 2020 to July 2, 2020
- Quarters
- 2020 Q22020 Q3
2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
- Limitation types
- Other
- Addressees
- all life and health carriers
- all property and casualty insurers
- Functions reached
- IN insurers (billing and cancellation)
- CB policyholders and businesses under the State of Emergency
- Character
- context
- Collection
- State insurance and banking regulators AGY-ST-INSURANCE-BANKING
Operative words
In light of these difficult circumstances, I encourage all Life & Health Carriers and Property & Casualty insurers to make reasonable accommodations so that individuals and businesses do not lose coverage due to non-payment of premium during this emergency. Reasonable accommodations may include suspension of premiums due, extension of billing due dates and premium grace periods, and waiver of installment and late payment fees.
Enforcement
Md. Code, Ins. §§ 2-201 et seq. (examinations), 4-113 (penalties); § 27-303 (unfair claim settlement)
Retrieval noteCite it as context and cite the underlying order, statute or emergency rule it describes as the instrument. (Bulletins whose operative text imposes a mandatory duty on licensees under the regulator's own authority are excluded from this downgrade and listed separately for review.)).