Industry 14 of 27

Real Estate

Real estate is the industry whose every revenue function runs through a physical place, a public office and a face-to-face act: a showing in a stranger's home, an open house for the public, an appraiser's interior inspection, a notary's physical-presence…

SHshowings and open houses LSlistings, marketing and…CLclosings, notaries, recorders and…PMproperty management LEleasing offices APappraisals and inspections CMcommercial leasing and tenant…HRhiring, licensing and training OPoffice, administration and…WFworkforce availability CBthe client base

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In plain terms: if you run a brokerage, a property-management company, a title or escrow agency or an appraisal firm, government orders governed what you could do from March 2020 through September 30, 2021. In the spring of 2020, seven States and the health officers of the largest counties in California, Texas and Hawaii ordered in-person real estate work to stop or confined it to what was legally necessary. Every other State capped gatherings at ten or fewer, which made every open house unlawful, and confined your buyers and tenants to their homes. County recorders closed their counters. More than twenty States rewrote the notary's physical-presence rule by emergency instrument. Thirty-four States and the District of Columbia stayed evictions, and from September 4, 2020 a federal order with criminal penalties told every landlord in the country not to evict.

When the States let showings resume, between April 20 and June 22, 2020, they did so on conditions written into orders: by appointment, with two, three or four people in the property, no open houses, face coverings on everyone in the room. Those conditions were released only between May 19 and July 1, 2021. The eviction orders ran longer: the federal order to July 31 and again to August 26, 2021, the FHA and FHFA moratoria to September 30, 2021. In the third quarter of 2021 indoor face-covering orders returned in a dozen States and thirty metropolitan areas, and every showing and closing in them ran under those orders.

This page sets out those orders by layer, quarter and function, with the issuer, date and exhibit for each, and answers the fourteen sentences the Service's letters use. The quarter the Service's letters most often dispute is the third quarter of 2021, and the record on this page answers it.

Partial suspension, element by element

Every analysis on this site asks the same five questions in the same order. Here they are asked of Real Estate, from the industry's own record.

The order: issuer, instrument, date, exhibit.The Library holds 82 instruments from this industry's own regulators and sector authorities and 23 organizer notices. The earliest is Governor Gavin Newsom, Executive Order N-28-20 (Mar. 16, 2020) (Ex. SEC-14-046). The fifty-State regime table below names the State orders that reached its premises, State by State, each with its exhibit; the federal layer and the standing duties sit behind them on every day of the six quarters.
The function of the business it reached.The orders named the functions of the business in terms. Three of this industry's 11 function codes: SHshowings and open housesLSlistings, marketing and…CLclosings, notaries, recorders and…. The full key follows this panel, and Function by function reads the orders against each code.
The change it compelled: the operative words.The operative words of Executive Order N-28-20 (Ex. SEC-14-046): “1) The time limitation set forth in Penal Code section 396, subdivision (f), concerning protections against residential eviction, is hereby waived. Those protections shall be in effect through May 31, 2020. 2) Any provision of state law that would preempt or otherwise restrict a local government's…” Each record page quotes the operative words in full, with the enforcement provision beside them.
The quarter: in force on which days.Every instrument carries the quarters it was in force. This industry's record runs across all six: 2020 Q273 2020 Q349 2020 Q434 2021 Q131 2021 Q229 2021 Q322 (the count is this industry's own instruments carrying the quarter). The six quarters sets out what was in force in each, and the third quarter of 2021 is listed instrument by instrument below.
The statute's answer.A partial suspension is a temporary delay, interruption or termination of a portion of the business's operations; the order need only be the but-for cause of it; and nothing in the Suspension Clause asks whether the business was essential, stayed open, could telework or served customers who were themselves under orders (Tri-State Memorial Hospital v. United States). The test and the method are stated once, for every industry, at Partial suspension, element by element.

The same five steps run through the report the site builds for your own State, metro and quarters.

Function codes

The analysis describes the business as eleven functions, each with a two-letter code that every page of this set uses without variation. An order “reached” a function when its operative words told the business what that part of it could do, when, where, for how many and on what conditions.

Code	Function of the business
SH	showings and open houses
LS	listings, marketing and photography
CL	closings, notaries, recorders and title
PM	property management (eviction moratoria, amenities, common areas, entry for maintenance)
LE	leasing offices
AP	appraisals and inspections
CM	commercial leasing and tenant closures
HR	hiring, licensing and training
OP	office, administration and telework
WF	workforce availability
CB	the client base: buyers, sellers, landlords, tenants, lenders

The fifty-State regime table

One row per State and D.C. Fields: essential_status (real estate under the State's stay-home or closure order, with the instrument and dates); showings_open_houses (the showing and open-house rule and its dates); recorders_clerks; remote_notarization (emergency instrument and period); eviction_moratorium (State instrument chain with dates; the federal layer applies in every State: CARES Act s. 4024 Mar. 27-July 24, 2020; CDC Sept. 4, 2020-Aug. 26, 2021; FHA and FHFA to Sept. 30, 2021); functions; exhibits. Exhibit identifiers are the Library's; instruments without an identifier are cited by name and date.

One row per State and the District. The State name opens the State's own page; every exhibit ID opens the instrument. Sort by State from the column head, or type to find a State.

State	Status under the closure orders	Showings and open houses	Recorders and clerks	Remote notarization	Eviction moratorium	Functions	Exhibits	Grade
AlabamaAL	State Health Officer Order Mar. 27, 2020 closed listed non-essential businesses (real estate not listed); Stay at Home Order Apr. 3, 2020, s. (l): 'Professional Services, including legal services, accounting services, insurance services, real estate services (including appraisal and title services)' essential; in force to Apr. 30, 2020 5:00 p.m.; Safer at Home Apr. 30	Open houses unlawful under the 10-person non-work gathering prohibition (Mar. 19-Apr. 30, 2020); showings permitted with distancing		Governor's Fourth Supplemental State of Emergency Proclamation, Mar. 26, 2020 (remote video notarization for the emergency) (verified_secondary)	Sixth Supplemental Proclamation, Apr. 3, 2020: enforcement of residential evictions and foreclosures suspended; lifted June 1, 2020 (verified_secondary)	SH; LS; CL; PM; CB; OP	SEC-14-078	Primary source read (essential clause read); eviction and notarization rows Confirmed from a secondary source
AlaskaAK	Health Mandate 011 (Mar. 27, eff. Mar. 28, 2020) stay home; Attachment A essential services list (CISA-based); real estate not separately named	Gatherings of more than 10 prohibited (Mandate 011); showings permitted as necessary; open houses unlawful	State Recorder's Office public counters closed Mar. 2020.	Alaska already permitted remote notarization (AS 44.50.075, eff. Jan. 1, 2020); no emergency order needed (verified_secondary)	SB 241 (ch. 10 SLA 2020, Apr. 10, 2020), s. 20-22: no eviction for nonpayment or foreclosure for COVID-19 hardship through June 30, 2020 (verified_secondary)	SH; PM; CB	AK State file	Confirmed from a secondary source
ArizonaAZ	EO 2020-12 (Mar. 23, 2020) essential services list includes professional services 'including... EO 2020-18 stay home Mar. 31-May 15, 2020	Open houses barred by the 10-person gathering prohibition Mar. 30-May 15, 2020; showings by appointment	Maricopa County Recorder closed public counters Mar. 2020.	EO 2020-26 (Apr. 8, 2020) accelerated the effective date of A.R.S. 41-371 et seq. remote online notarization to Apr. 10, 2020 (verified_secondary)	EO 2020-14 (Mar. 24, 2020): law enforcement 'shall temporarily delay enforcement of eviction action orders for residential premises' for COVID-19 quarantine, illness or income loss, 120 days (Ex. 037, read); EO 2020-49 (July 16, 2020) extended to Oct. 31, 2020 (verified_secondary)	SH; PM; CL; CB	SEC-14-037.	Primary source read (EO 2020-14); essential clause Confirmed from a secondary source
ArkansasAR	No stay-home order; Directive Mar. 26, 2020 (gatherings over 10) and closures of listed businesses; real estate open	Open houses over 10 persons unlawful (Mar. 26-May 2020); AREC advised appointment showings		EO 20-12 (Mar. 30, 2020) permitted remote notarization by video during the emergency (verified_secondary)	None statewide; Arkansas Supreme Court did not suspend evictions (verified_secondary)	SH; CL	AR State file	Confirmed from a secondary source
CaliforniaCA	EO N-33-20 (Mar. 19, 2020) stay home; county health-officer orders narrower: Bay Area Mar. 31, 2020 (real estate only virtual, in-person 'only when the unit is vacant'), May 4, 2020 (showings by appointment, vacant units); Los Angeles County (appointment only; no open houses through 2020)	Open houses prohibited by county orders in the Bay Area and Los Angeles County Mar. 2020-summer 2020, then limited under the Blueprint (Aug. 28, 2020-June 15, 2021); statewide gathering limits applied	Los Angeles County Registrar-Recorder closed public offices Mar. 16, 2020 (mail and e-recording).	None; California did not authorize remote online notarization at any time in the period (verified_secondary)	EO N-28-20 (Mar. 16, 2020; Ex. 046, read): suspends State preemption of local eviction limitations, through May 31, 2020; EO N-37-20 (Mar. 27, 2020; Ex. 047, read): 'No writ may be enforced... to evict a tenant... for nonpayment of rent' meeting stated conditions, through May 31, 2020; Judicial Council Emergency Rule 1 (Apr. 6-Sept. 1, 2020; verified_secondary); AB 3088, COVID-19 Tenant Relief Act (Aug. 31, 2020; Ex. 049): protections Mar. 1, 2020-Jan. 31, 2021; SB 91 (Jan. 29, 2021; Ex. 050) to June 30, 2021; AB 832 (June 28, 2021; Ex. 051) to Sept. 30, 2021	SH; LS; CL; PM; LE; AP; CM; OP; CB	SEC-14-046; SEC-14-047; SEC-14-049; SEC-14-050; SEC-14-051; SEC-14-008	Primary source read (eviction chain); essential-list clause Confirmed from a secondary source
ColoradoCO	PHO 20-24 (Mar. 26, 2020) stay at home: 'Critical Businesses' list; real estate not initially named; Amended PHO 20-24 (Apr. 1, 2020) recognized limited real estate activity.	Open houses prohibited under PHO 20-28 and successors through spring 2020; showings by appointment		EO D 2020 019 (Mar. 27, 2020) temporary remote notarization; SB 20-096 (permanent RON) effective Dec. 31, 2020 (verified_secondary)	EO D 2020 012 (Mar. 20, 2020) directed limits on evictions; D 2020 051 (Apr. 30) 30-day notice and no late fees to May 29; D 2020 101 (June 13) to June 30; D 2020 202 and 227 (Sept.-Oct.) CDC declaration notice requirement; D 2020 255 (Nov. 21, 2020) to Dec. 31, 2020 (verified_secondary)	SH; PM; CL	CO State file	Confirmed from a secondary source (eviction chain)
ConnecticutCT	EO 7H (Mar. 20, 2020) 100 percent reduction of in-person non-essential workforce eff. Mar. 23; DECD essential list treated real estate as essential.	Open houses unlawful under the 5-person gathering limit (EO 7N, Mar. 26) through Phase 1 (May 20, 2020); showings by appointment	Town clerks' land-record vaults closed to the public Mar. 2020.	EO 7K (Mar. 23, 2020) and EO 7Q (Mar. 30, 2020; Ex. 041, read): 'any notarial act that is required under Connecticut law' may be performed with the signatory 'remotely located' by communication technology; continued by EO 9? 10A, 12A through the emergency (to Feb. 15, 2022) (verified_secondary for the extensions)	EO 7X (Apr. 10, 2020; Ex. 042, read): no notice to quit or summary process before July 1, 2020; 60-day grace period for April rent; extended by EO 7DDD (to Aug. 22), 7OOO (to Oct. 1), 9B, 9R, 10A, 12D (ended June 30, 2021) (verified_secondary for the chain)	SH; CL; PM; OP; CB	SEC-14-041; SEC-14-042	Primary source read (7Q, 7X)
DelawareDE	Fourth Modification of the State of Emergency (Mar. 22, eff. Mar. 24, 2020): non-essential businesses closed; later modification (Apr. 2020) permitted showings by appointment	Open houses prohibited through the Phase 1 reopening (June 1, 2020); showings by appointment from Apr. 2020	Recorders of Deeds (New Castle, Kent, Sussex) closed to the public Mar. 2020.	Tenth Modification (Apr. 15, 2020) authorized remote notarization by audio-video during the emergency (verified_secondary)	Sixth Modification (Mar. 24, 2020; Ex. 076, read): residential evictions and foreclosures stayed 'until the state of emergency is terminated'; the emergency ended July 1, 2021; Seventh? successive modifications continued; phased out by the Twenty-Eighth Modification (July 1, 2021) (verified_secondary for the end date)	SH; CL; PM; CB	SEC-14-076.	Primary source read (Sixth Modification).
District of ColumbiaDC	Mayor's Order 2020-053 (Mar. 24, 2020) closed non-essential businesses; the essential list included professional services; Mayor's Order 2020-054 (Mar. 30) stay at home.	Open houses prohibited by the 10-person gathering ban Mar. 24-May 29, 2020 and by Phase One rules; showings by appointment	DC Recorder of Deeds closed to walk-in Mar. 2020.	D.C. Act 23-286 (Apr. 10, 2020) and successors authorized remote notarization during the emergency (verified_secondary)	COVID-19 Response Emergency Amendment Act of 2020 (D.C. Act 23-247, Mar. 17, 2020) and successors: no evictions during the public health emergency and for 60 days after; phased out from Oct. 12, 2021 (nonpayment evictions from Jan. 1, 2022) (verified_secondary)	SH; CL; PM; LE; CM; CB	DC State file	Confirmed from a secondary source
FloridaFL	EO 20-91 (Apr. 1, 2020) safer at home, essential services by reference to Miami-Dade EO 07-20 and CISA; EO 20-112 Phase 1 May 4	No statewide open-house ban; gatherings over 10 barred Apr. 3-May 4, 2020; county orders (Miami-Dade, Broward, Palm Beach) required appointment showings and masks (metro MIA file)		Permanent: ch. 2019-71, Laws of Fla., effective Jan. 1, 2020; no emergency order needed	EO 20-121 (May 14) to June 2; EO 20-137 (June 1) to July 1; EO 20-159 (June 30) to Aug. 1; EO 20-180 (July 29) narrowed to COVID-affected nonpayment to Sept. 1; EO 20-211 (Aug. 31, 2020; Ex. 059, read) extended EO 20-180 to 12:01 a.m. Oct. 1, 2020; none thereafter (CDC applied)	PM; SH; CL; CB	SEC-14-059	Primary source read (EO 20-211); chain Confirmed from a secondary source
GeorgiaGA	EO 04.02.20.01 (Apr. 2, 2020) shelter in place to Apr. 30; critical infrastructure by CISA reference; real estate not named; GREC guidance for appointment showings	Gatherings over 10 without six-foot distancing prohibited (Mar. 23-Apr. 30, 2020); open houses impracticable and unlawful above the cap	Superior court clerks limited access.	EO 03.31.20.01 (Mar. 31, 2020; Ex. 035, read): attestation of recordable instruments under Code ss. 44-2-1 and 45-17-1 'may be satisfied by the use of real-time audio-visual communication technology'; expires with the Public Health State of Emergency (ended July 1, 2021)	None by executive order; Supreme Court of Georgia Statewide Judicial Emergency (Mar. 14, 2020, extended to June 12, 2020 for deadlines) suspended dispossessory proceedings in practice (verified_secondary)	CL; SH; PM	SEC-14-035	Primary source read (notarization EO)
HawaiiHI	Third Supplementary Proclamation (Mar. 23, eff. Mar. 25, 2020; Ex. 085, read): stay at home; essential businesses are the CISA sectors plus the enumerated list; real estate not enumerated (read); City and County of Honolulu Emergency Order 2020-02 and amendments treated real estate as essential by appointment with no open houses (metro HNL file)	Open houses prohibited under the Honolulu orders through the May-June 2020 reopening; showings by appointment	Bureau of Conveyances closed public counters Mar. 2020.	Supplementary Proclamations (from Apr. 2020) suspended the physical-presence requirement for notarization during the emergency (verified_secondary)	Supplementary Proclamation of Apr. 16, 2020 suspended evictions for nonpayment; continued through the Twenty-First Proclamation to Aug. 6, 2021 (verified_secondary)	SH; PM; CL; CB	SEC-14-085	Primary source read (proclamation list read: real estate not enumerated); eviction chain Confirmed from a secondary source
IdahoID	No verified sector-specific instrument is indexed for this State in this table. The State's general orders are in the Library under the State's own page.
IllinoisIL	EO 2020-10 (Mar. 20, eff. Mar. 21, 2020 5:00 p.m.; Ex. 057, read) s. 1 para. 12(r): 'Professional services, such as legal services, accounting services, insurance services, real estate services (including appraisal and title services)' essential; extended by EO 2020-18 (to Apr. 30), EO 2020-32 (May 1-29, with face-covering and distancing conditions); Phase 3 May 29, Phase 4 June 26, 2020	IDFPR and Illinois Realtors guidance under the 10-person gathering limit: showings by appointment; open houses barred in practice until Phase 4 (June 26, 2020) gathering limit of 50 (verified_secondary)	Cook County Clerk (recordings) closed to walk-in Mar. 2020.	EO 2020-14 (Mar. 26, 2020; Ex. 055, read): 'appear before' a notary 'is satisfied if the Notary Public performs a remote notarization via two-way audio-video communication'; witnessing likewise; re-issued with each 30-day disaster proclamation through 2021 (in force Q3 2021) (verified_secondary for the re-issuance)	EO 2020-10 s. 2 para. 1? (Mar. 20): law enforcement not to enforce eviction orders; EO 2020-30 (Apr. 23, 2020; Ex. 056, read) s. 2: no commencement of residential eviction actions except for 'a direct threat to the health and safety of other tenants'; s. 3: no enforcement of non-residential evictions; extended by successive EOs (2020-33, -39, -44, -48, -52, -55, -59, -63, -68, -72, -74; 2021-01, -03, -05, -08, -10, -12, -14, -16, -19, -20, -23); filings resumed Aug. 1, 2021 and enforcement Oct. 4, 2021 (moratorium ended Oct. 3, 2021) (verified_secondary for the chain)	SH; LS; CL; PM; LE; CM; OP; CB	SEC-14-055; SEC-14-056; SEC-14-057	Primary source read
IndianaIN	EO 20-08 (Mar. 23, eff. Mar. 25, 2020; Ex. 028, read) s. 14(t): 'Professional services, such as legal services, accounting services, insurance services, and real estate services (including appraisal and title services)'; s. 14(h) financial institutions include 'title companies, appraisers'; extended by EO 20-18 (to Apr. 20) and EO 20-22 (to May 1); Back on Track EO 20-26 (May 1, 2020)	Gatherings over 10 prohibited Mar. 25-May 3, 2020; open houses unlawful; IREC guidance for appointment showings	County recorders closed to walk-ins (Marion, Lake, Allen) Mar. 2020.	Permanent: IC 33-42-17 remote notarization effective July 1, 2019 (verified_secondary)	Extended to Aug. 14, 2020 (EO 20-37) (verified_secondary)	SH; CL; AP; PM; CB	SEC-14-028	Primary source read (EO 20-08); eviction Confirmed from a secondary source
IowaIA	No stay-home order; Proclamation of Disaster Emergency Mar. 17, 2020 closed listed businesses (real estate not listed); gatherings over 10 prohibited Mar. 17-May 2020	Open houses over 10 unlawful; showings permitted		Proclamation Mar. 22, 2020 s. ? temporarily permitted remote notarization; permanent Iowa RON law effective July 1, 2020 (verified_secondary)	Proclamation Mar. 22, 2020 (s. 153?) suspended evictions for nonpayment and foreclosures; expired May 27, 2020 (verified_secondary)	SH; PM; CL	IA State file	Confirmed from a secondary source
KansasKS	EO 20-16 (Mar. 28, 2020) statewide stay home with the Kansas Essential Function Framework (KEFF); real estate transactions treated as essential functions; to May 3, 2020; Ad Astra Phase 1 May 4	Gatherings over 10 prohibited (EO 20-14, Mar. 24); open houses unlawful; showings by appointment		EO 20-20 (Apr. 9, 2020) temporarily allowed remote notarization and witnessing by audio-video during the emergency (verified_secondary)	EO 20-10 (Mar. 23, 2020; Ex. 073, read): 'No landlords... shall evict a residential tenant when all defaults or violations of the rental agreement are substantially caused by a financial hardship resulting from the COVID-19 pandemic'; no bank shall foreclose in the same circumstances; through May 1, 2020; EO 20-27 (Apr. 30) to May 31; reimposed by EO 20-61 (Aug. 17, 2020) and continued by EO 20-66, 20-68, 21-? through Jan. 26, 2021 (verified_secondary for the chain)	PM; SH; CL	SEC-14-073	Primary source read (EO 20-10)
KentuckyKY	EO 2020-257 (Mar. 25, eff. Mar. 26, 2020 8:00 p.m.; Ex. 030, read) s. 1(o): 'Professional services, such as legal services, accounting services, insurance services, real estate services (including appraisal and title services). Professional services firms must implement telecommuting and remote work to the fullest extent possible, and should only use in-person interaction to support Minimum Basic Operations or where telecommuting is impossible'; s. 1(g) financial services include appraisers; Healthy at Work reopening May 11-June 2020	Mass gatherings prohibited (EO 2020-246, Mar. 19); open houses unlawful; KREC guidance for appointment showings; open houses permitted with the June 2020 Healthy at Work guidance (verified_secondary)	County clerks closed to the public (Jefferson, Fayette) Mar. 2020.	SB 150 (Mar. 30, 2020; Ex. 031, read): notarial acts by video during the emergency; permanent KRS ch. 423 RON effective Jan. 1, 2020	EO 2020-257 s. ? (Mar. 25, 2020): all evictions suspended for the emergency; modified by EO 2020-700 (Aug. 24, 2020) to CDC-style protections with a 30-day notice and mediation; ended with the emergency litigation of 2021 (verified_secondary)	SH; OP; CL; PM; AP; CB	SEC-14-030; SEC-14-031	Primary source read
LouisianaLA	Proclamation 33 JBE 2020 (Mar. 22, 2020) stay at home; CISA list; real estate not named; LREC guidance permitted appointment showings; Phase 1 May 15, 2020	Gatherings over 10 prohibited Mar. 22-May 15, 2020; open houses unlawful		Proclamation 37 JBE 2020 (Mar. 26, 2020) and successors suspended in-person requirements for certain notarial acts; Act 254 of 2020 (June 2020) permanent remote online notarization (verified_secondary)	Proclamations 30 and 37 JBE 2020 suspended legal deadlines; Louisiana courts suspended eviction proceedings Mar. 16-June 15, 2020 (verified_secondary)	SH; CL; PM	LA State file	Confirmed from a secondary source
MaineME	EO 19 FY 19/20 (Mar. 24, 2020) closed non-essential public-facing businesses; EO 28 (Mar. 31) stay at home; Stage 1 May 1, 2020	Gatherings over 10 prohibited; open houses unlawful through Stage 2 (June 1, 2020)		EO 37 FY 19/20 (Apr. 8, 2020) permitted remote notarization by video for the emergency and 30 days after (emergency ended June 30, 2021, so to July 30, 2021) (verified_secondary)	EO 40 FY 19/20 (Apr. 16, 2020) extended notice periods and barred certain evictions during the emergency; Maine Judicial Branch suspended eviction hearings to Aug. 3, 2020 (verified_secondary)	SH; CL; PM	ME State file	Confirmed from a secondary source
MarylandMD	EO 20-03-23-01 (Mar. 23, 2020) closed non-essential businesses; OLC Interpretive Guidance COVID19-04 (Mar. 23) and -08 treated real estate as permitted with in-person activity limited.	Gatherings over 10 prohibited; open houses unlawful Mar. 19-June 5, 2020; showings by appointment	Circuit court clerks' land-record offices closed to the public Mar. 16, 2020.	EO 20-03-30-04 (Mar. 30, 2020; Ex. 040, read): 'Authorizing Remote Notarizations' by communications technology during the state of emergency (ended Aug. 15, 2021)	During the emergency (ended Aug. 15, 2021) (verified_secondary)	CL; SH; PM; CB	SEC-14-040	Primary source read (notarization EO); eviction Confirmed from a secondary source
MassachusettsMA	COVID-19 Order No. 13 (Mar. 23, eff. Mar. 24, 2020) closed non-essential brick-and-mortar operations; Phase 1 May 18, 2020 reopened offices at 25 percent	Gatherings over 10 prohibited (Order No. 5, Mar. 23); open houses unlawful through Phase 2 (June 8, 2020) and limited by the Phase 2-3 gathering caps; MAR guidance for appointment showings	Registries of deeds closed to the public Mar. 2020.	Ch. 71 of the Acts of 2020 (Apr. 27, 2020; Ex. 053, read): 'An Act providing for virtual notarization' by electronic video conferencing during the emergency and three business days after; extended by ch. 20 of the Acts of 2021 (June 16, 2021) to Dec. 15, 2021 (verified_secondary for the extension)	Ch. 65 of the Acts of 2020 (Apr. 20, 2020; Ex. 052, read): no 'non-essential eviction' filings, judgments or executions for residential and small-business units; 120 days or 45 days after the emergency, extended by the Governor to Oct. 17, 2020 (verified_secondary for the extension)	CL; SH; PM; CM; OP; CB	SEC-14-052; SEC-14-053	Primary source read (ch. 65, ch. 71).
MichiganMI	EO 2020-21 (Mar. 23, eff. Mar. 24, 2020) Stay Home, Stay Safe: real estate not critical infrastructure; in-person real estate work prohibited (EO 2020-21, -42, -59) Mar. 24-May 6, 2020 (verified_secondary for 2020-21's text); EO 2020-70 (May 1, 2020; Ex. 023, read) s. 10(h): 'Effective at 12:01 am on May 7, 2020, workers in the real-estate industry, including agents, appraisers, brokers, inspectors, surveyors, and registers of deeds, provided that: (1) Any showings, inspections, appraisals, photography or videography, or final walk-throughs must be performed by appointment and must be limited to no more than four people on the premises at any one time. No in-person open houses are permitted. (2) Private showings may only be arranged for owner-occupied homes, vacant homes, vacant land, commercial property, and industrial property'; EO 2020-96 (May 21, 2020; Ex. 074, read) s. 10(g) same; EO 2020-110 (June 1, 2020) rescinded 2020-96 (verified_secondary)	Prohibited Mar. 24-May 6, 2020; appointment-only, four persons, no open houses May 7-May 31, 2020; from June 1, 2020 open houses subject to the 10-person indoor gathering cap and workplace safeguards (EO 2020-114, -145, -161, -175, -184; MDHHS orders Oct. 2020-June 2021)	Registers of deeds listed among the real-estate workers resuming in-person work May 7, 2020 (EO 2020-70 s. 10(h), read); closed to walk-ins Mar. 24-May 6	EO 2020-41 (Apr. 8, 2020; Ex. 026, read) s. 3: Michigan Law on Notarial Acts 'temporarily suspended, to the extent it requires a notary to be in the physical presence of an individual'; renewed by EO 2020-74, -131, -173, -187 (to Nov. 2020); 2020 PA 246 (Dec. 2020) statutory remote notarization to June 30, 2021 (verified_secondary)	EO 2020-19 (Mar. 20, 2020; Ex. 024, read): 'no person shall remove or exclude from leased residential premises... a tenant' except for substantial risk, to Apr. 17, 2020; EO 2020-54 (to May 15), 2020-85 (to June 11), 2020-118 (to June 30); EO 2020-134 (June 26, 2020; Ex. 025, read): EO 2020-118 'extended and will remain in effect through July 15, 2020. Effective July 16, 2020 at 12:01 am, Executive Order 2020-118 is rescinded'	SH; LS; CL; AP; PM; LE; OP; CB	SEC-14-023; SEC-14-024; SEC-14-025; SEC-14-026; SEC-14-074	Primary source read
MinnesotaMN	EO 20-20 (Mar. 25, eff. Mar. 27, 2020 11:59 p.m.; Ex. 068, read) para. 6(hh): 'Real Estate Transactions. This category is limited to workers who facilitate and finance real estate transactions and real estate services, including appraisers and title services'; EO 20-33 (Apr. 8) to May 4; EO 20-48 (Apr. 30) to May 18; EO 20-56 Stay Safe MN (May 13)	Showings permitted as transaction work; open houses barred by the stay-home order and gathering prohibition through May 17, 2020, then by the 10-person cap; Minnesota Realtors guidance (verified_secondary)	County recorders (Hennepin, Ramsey) closed to walk-ins Mar. 2020.	Permanent: Minn. Stat. 358.645 remote online notarization effective Jan. 1, 2019	EO 20-14 (Mar. 23, 2020; Ex. 069, read): 'Beginning no later than March 24, 2020 at 5:00 pm, and continuing for the duration of the peacetime emergency,' landlords' authority to file eviction actions and terminate tenancies under Minn. Stat. 504B.285 and.291 suspended; EO 20-79 (July 14, 2020) modified; peacetime emergency ended July 1, 2021; Laws 2021, 1st Spec. Sess., ch. 8, art. 5 (June 29, 2021) phase-out to June 1, 2022 (verified_secondary)	SH; CL; AP; PM; CB	SEC-14-068; SEC-14-069	Primary source read
MississippiMS	No verified sector-specific instrument is indexed for this State in this table. The State's general orders are in the Library under the State's own page.
MissouriMO	Stay at Home Missouri Order (Apr. 3, eff. Apr. 6-May 3, 2020): essential per CISA; real estate permitted; St. Louis County and City and Kansas City stay-home orders Mar. 23-24, 2020 permitted real estate as essential with limits (metro STL and KC files)	Gatherings over 10 prohibited (Mar. 23-May 3); open houses unlawful; showings by appointment		EO 20-08 (Apr. 6, 2020) suspended the physical-presence requirement for notarization during the emergency; permanent RON effective Aug. 28, 2020 (HB 1655) (verified_secondary)	None statewide; circuit courts (St. Louis City and County, Jackson County) suspended eviction dockets Mar.-June 2020 (verified_secondary)	SH; CL; PM	MO State file	Confirmed from a secondary source
MontanaMT	Phase 1 Apr. 27	Gatherings over 10 prohibited; open houses unlawful Mar. 28-Apr. 26, 2020		Permanent: Montana remote notarization effective Oct. 1, 2019	Directive of Mar. 30, 2020: evictions, foreclosures and utility shutoffs prohibited during the stay-home period; expired May 24, 2020 (verified_secondary)	SH; PM	MT State file	Confirmed from a secondary source (eviction).
NebraskaNE	No stay-home order; Directed Health Measures (from Mar. 19, 2020) closed listed businesses and capped gatherings at 10; real estate open	Open houses over 10 unlawful under the DHMs (Mar. 19-June 2020)		EO 20-13 (Apr. 1, 2020) temporary remote notarization; permanent Nebraska Online Notary Public Act effective July 1, 2020 (verified_secondary)	EO 20-07 (Mar. 25, 2020): temporary relief from eviction for nonpayment of rent Mar. 13-May 31, 2020 (verified_secondary)	SH; PM; CL	NE State file	Confirmed from a secondary source
NevadaNV	Declaration of Emergency Directive 003 (Mar. 20, 2020) and the Emergency Regulation closing non-essential businesses; Directive 010 stay at home Apr. 1; Phase 1 May 9 (Directive 018)	NRED guidance Mar. 24, 2020: no open houses; showings by appointment with distancing; open houses permitted in Phase 1-2 under caps (verified_secondary)	Clark County Recorder closed public counters Mar. 17, 2020.	Permanent: AB 413 (2017) electronic notarization effective July 1, 2018	Directive 008 (Mar. 29, 2020): moratorium on residential and commercial evictions and foreclosures; Directive 025 (June 25) phased out (commercial July 1; residential Sept. 1, 2020); Directive 031 (Aug. 31) residential to Oct. 15, 2020; Directive 036 (Dec. 14, 2020) reimposed residential moratorium to Mar. 31, 2021; extended to May 31, 2021; AB 486 (June 2021) mediation stays (verified_secondary)	SH; PM; CM; CL; CB	NV State file	Confirmed from a secondary source
New HampshireNH	Emergency Order 17 (Mar. 26, 2020) stay at home; Stay at Home 2.0 May 1	Gatherings over 10 prohibited (EO 16); open houses unlawful; NHREC guidance for appointment showings	Registries of deeds closed to the public Mar. 2020.	Emergency Order 11 (Mar. 23, 2020) authorized remote notarization by video during the emergency (verified_secondary)	Emergency Order 4 (Mar. 17, 2020; Ex. 072, read): no landlord 'may initiate eviction proceedings under RSA 540 during the State of Emergency... and no eviction order shall be issued or enforced'; foreclosures likewise; ended July 1, 2020 (Emergency Order 51) (verified_secondary for the end)	PM; SH; CL	SEC-14-072	Primary source read (Emergency Order 4)
New JerseyNJ	EO 107 (Mar. 21, 2020): non-essential retail closed; real estate brokerage not essential retail; the Governor's office and the Real Estate Commission permitted one-on-one showings by appointment and barred open houses under EO 107's gathering prohibition (verified_secondary); EO 122 (Apr. 8) further limits; EO 142/150-157 reopening May-June 2020	Open houses prohibited Mar. 21-June 2020 (gathering ban; EO 152 June 9 permitted indoor gatherings of 50 and open houses resumed under NJREC guidance) (verified_secondary)	County clerks (Bergen, Essex, Hudson, Middlesex) closed recording counters Mar. 2020.	P.L. 2020, c. 26 (Apr. 14, 2020; Ex. 019, read): remote notarial acts by communication technology 'for the duration of the public health emergency and state of emergency'; P.L. 2021, c. 179 (July 22, 2021) permanent (verified_secondary)	EO 106 (Mar. 19, 2020; Ex. 017, read): no lessee, tenant or homeowner shall be removed by eviction or foreclosure during the Public Health Emergency and for two months after; EO 249 (Aug. 4, 2021; Ex. 018, read): expires Aug. 31, 2021 for households above 80 percent of area median income and Dec. 31, 2021 for those at or below (self-certification by Nov. 15, 2021); P.L. 2021, c. 188	SH; CL; PM; LE; CM; OP; CB	SEC-14-017; SEC-14-018; SEC-14-019	Primary source read (eviction and notarization); showing rule Confirmed from a secondary source
New MexicoNM	Public Health Order Mar. 23, 2020 (eff. Mar. 24): essential businesses list excluded real estate; in-person brokerage prohibited.	Prohibited Mar. 24-May 15, 2020; then appointment only under mass-gathering limits (5 persons) through 2020; open houses barred	County clerks (Bernalillo, Santa Fe) closed to the public Mar. 2020.	None in 2020 by executive order confirmed.	New Mexico Supreme Court Order No. 20-8500-008 (Mar. 24, 2020): stay of writs of restitution where the tenant shows inability to pay; continued through 2021 and phased out from Apr. 1, 2022 (verified_secondary)	SH; LS; CL; PM; CB	NM State file	Confirmed from a secondary source (eviction).
New YorkNY	EO 202.6 (Mar. 18) and EO 202.8 (Mar. 20, 2020): 100 percent reduction of in-person non-essential workforce eff. Mar. 22; Empire State Development essential-business guidance: real estate not essential Mar. 22-Apr. 8; from Apr. 9, 2020: 'real estate services shall be conducted remotely for all transactions, including but not limited to title searches, appraisals, permitting, inspections, and the recordation, legal, financial and other services necessary to complete a transfer of real property.	In-person showings prohibited Mar. 22-Phase 2 (NYC June 22, 2020); open houses prohibited under the Phase 2 guidance and the gathering caps; NYC gathering limits continued into 2021	NYC Register (ACRIS) offices and county clerks (Westchester, Nassau, Suffolk) closed to walk-in recording Mar. 2020.	Continued by successive EO 202 extensions to June 24, 2021 (verified_secondary)	EO 202.8 (Mar. 20, 2020): 90-day moratorium on residential and commercial evictions and foreclosures; EO 202.28 (May 7) to Aug. 20 for COVID-affected tenants; Tenant Safe Harbor Act, ch. 127 (June 30, 2020; Ex. 044, read): 'No court shall issue a warrant of eviction or judgment of possession' for nonpayment during the COVID-19 covered period (from Mar. 7, 2020) against a tenant with financial hardship; EO 202.66 to Jan. 1, 2021; COVID-19 Emergency Eviction and Foreclosure Prevention Act, ch. 381 (Dec. 28, 2020; Ex. 043, read): pending proceedings stayed 60 days; hardship declaration bars eviction 'until at least May 1, 2021'; ch. 104 of 2021 (May 4, 2021) to Aug. 31, 2021 (verified_secondary); ch. 417 of 2021 (Sept. 2, 2021; Ex. 045, read) to Jan. 15, 2022	SH; LS; CL; AP; PM; LE; CM; OP; CB	SEC-14-043; SEC-14-044; SEC-14-045	Primary source read (statutes); ESD clause and EO 202.7 Confirmed from a secondary source
North CarolinaNC	2(C): COVID-19 Essential Businesses include 'Professional services, such as legal services, accounting services, insurance services, real estate services (including appraisal and title services)' (verified_secondary); EO 135 to May 8; Phase 1 EO 138 May 8; Phase 2 EO 141 May 22	Mass gatherings over 10 prohibited (EO 121); open houses unlawful Mar. 30-May 22, 2020; NCREC guidance	Registers of deeds (Mecklenburg, Wake) closed to walk-ins Mar. 2020.	S.L. 2020-3 (H.B. 1043? S.B. 704, May 4, 2020; Ex. 034, read in part), Part IV s. 4.1: emergency video notarization and video witnessing (G.S. 10B-25) to Aug. 1, 2020; S.L. 2020-74 to Mar. 1, 2021; S.L. 2021-3 (Mar. 2021) to Dec. 31, 2021 (verified_secondary for the extensions)	Chief Justice's emergency orders postponed eviction hearings Mar. 13-June 1, 2020; EO 142 (May 30, 2020; Ex. 033, read): 'additional twenty-one (21) day moratorium on residential evictions' for late payment to June 20, 2020; EO 171 (Oct. 28, 2020) CDC declaration procedures; EO 184, 191, 206 to June 30, 2021 (verified_secondary)	SH; CL; PM; CB	SEC-14-033; SEC-14-034	Primary source read (EO 142; S.L. 2020-3); essential clause Confirmed from a secondary source
North DakotaND	No stay-home order; EO 2020-06 (Mar. 19, 2020) closed listed businesses; real estate open	Gatherings over 10 discouraged; open houses not prohibited by statewide order		Permanent: N.D.C.C. 44-06.1 remote notarization effective Aug. 1, 2019	North Dakota Supreme Court Administrative Order 25 (Mar. 26, 2020) suspended eviction hearings to Apr. 22, 2020 (verified_secondary)	PM	ND State file	Confirmed from a secondary source
OhioOH	Director's Stay at Home Order (Mar. 22, eff. Mar. 23, 2020 11:59 p.m.; Ex. 027, read) s. 12(u): 'Professional services, such as legal services, accounting services, insurance services, real estate services (including appraisal and title services)'; to Apr. 6, extended (Amended Order Apr. 2) to May 1; Stay Safe Ohio Order (Apr. 30) May 1-29, 2020	Gatherings over 10 prohibited (Mar. 12-May 2020); open houses unlawful; Ohio Realtors guidance for appointment showings	County recorders (Cuyahoga, Franklin, Hamilton) closed to walk-ins Mar. 2020.	Permanent: Ohio Notary Public Modernization Act (S.B. 263) online notarization effective Sept. 20, 2019	EO 2020-08D (Apr. 1, 2020) requested landlords to suspend evictions (not mandatory); Supreme Court of Ohio tolling order Mar. 27-July 30, 2020; local courts suspended eviction dockets (verified_secondary)	SH; CL; AP; PM; CB	SEC-14-027	Primary source read (Stay at Home Order)
OklahomaOK	EO 2020-07 as amended (Mar. 24, Apr. 1, 2020): Safer at Home for vulnerable persons; non-essential businesses closed in counties with cases (real estate not closed; CISA and Oklahoma essential list) (verified_secondary)	Gatherings over 10 prohibited Mar. 24-Apr. 30, 2020; open houses unlawful	County clerks (Oklahoma, Tulsa) closed to the public Mar. 2020.	Permanent: S.B. 915 (2019) remote online notarization effective Jan. 1, 2020	Oklahoma Supreme Court SCAD 2020-24 and -29 (Mar. 16-May 15, 2020) suspended eviction proceedings (verified_secondary)	SH; PM	OK State file	Confirmed from a secondary source
OregonOR	EO 20-12 (Mar. 23, 2020) Stay Home, Save Lives: closed listed businesses (real estate not listed) and required telework where possible; showings permitted with distancing; Oregon Real Estate Agency guidance (verified_secondary)	Open houses barred by EO 20-12's prohibition of non-essential gatherings (Mar. 23-May 2020) and county Phase 1 caps (25) thereafter	County recording offices (Multnomah, Washington, Clackamas) closed to the public Mar. 2020.	HB 4212 (2020 1st Sp. Sess., June 30, 2020) temporary remote notarization; SB 765 (2021) permanent (verified_secondary)	EO 20-11 (Mar. 22, 2020) barred enforcement of residential evictions; EO 20-13 (Apr. 1, 2020; Ex. 063, read pp. 2-3): 'temporary moratorium on terminations of residential and non-residential rental agreements and evictions on the basis of nonpayment,' 90 days; HB 4213 (June 30, 2020; Ex. 064, read): emergency period Apr. 1-Sept. 30, 2020 and grace period to Mar. 31, 2021; EO 20-56 (Sept. 2020) to Dec. 31; HB 4401 (Dec. 23, 2020; Ex. 065, read): emergency period and grace period 'extended until June 30, 2021' for tenants with declarations; SB 278 (June 24, 2021; Ex. 066, read): landlord 'may not' deliver a termination notice or proceed for nonpayment for 60 days after documentation of a rental-assistance application; SB 891 (Dec. 2021)	SH; PM; CM; CL; OP; CB	SEC-14-063; SEC-14-064; SEC-14-065; SEC-14-066	Primary source read (eviction chain)
PennsylvaniaPA	Governor's and Secretary of Health's Orders of Mar. 19, 2020 (eff. Mar. 21) closed the physical operations of all non-life-sustaining businesses; the Industry Operation Guidance listed 'Offices of Real Estate Agents and Brokers' and 'Activities Related to Real Estate' as not life-sustaining; Department of State Limited Guidance (Apr. 28, 2020) permitted in-person real estate only for transactions under agreement before Mar. 18; Governor's Guidance for Businesses in the Real Estate Industry (May 19, 2020; Ex. 020, read): all real estate businesses 'are permitted to conduct in-person operations for properties located in counties which have designated as being in the Red and Yellow phases, so long as they strictly adhere to the requirements of this guidance'; 'Limit in-person activities to no more than the real estate professional and two people inside a property'; showings, appraisals, inspections and title activities 'by appointment'; 'Utilize electronic marketing... including virtual tours, virtual showings and virtual open houses'; in-person group showings prohibited; Green-phase counties released (June 5-July 3, 2020)	Prohibited Mar. 21-May 18, 2020 statewide (except Apr. 28 limited guidance); May 19-Green phase: appointment only, three persons maximum, no in-person open houses or group showings; thereafter statewide gathering and occupancy orders (July 15, 2020 order; Nov.-Dec. 2020 limited-time mitigation)	Recorders of deeds closed to the public Mar. 17-May 2020 (Philadelphia Department of Records; Allegheny; Montgomery; Bucks).	Act 15 of 2020 (Apr. 20, 2020; Ex. 062, read in part), s. ? 'Notarial Acts': remote notarization by communication technology during the emergency and 60 days after; Act 97 of 2020 (Oct. 29, 2020) permanent RON (verified_secondary)	Supreme Court of Pennsylvania orders (Mar. 18-May 11, 2020) suspended eviction proceedings; Governor's Order of May 7, 2020 (Ex. 021, read): filings and acts relating to the dispossession of property 'stayed for 60 days' (to July 10, 2020).	SH; LS; CL; AP; PM; OP; CB	SEC-14-020; SEC-14-021; SEC-14-062	Primary source read
Rhode IslandRI	EO 20-14 (Mar. 28, 2020) stay at home and closure of non-critical retail (Mar. 30); real estate offices closed to the public; Phase 1 May 9	Gatherings over 5 prohibited (EO 20-14); open houses unlawful through Phase 2 (June 1, 2020)		Secretary of State and Governor authorized remote notarization by EO 20-08?	Rhode Island Supreme Court and District Court orders suspended eviction filings and hearings Mar. 17-June 1, 2020 (verified_secondary)	SH; CL; PM	RI State file	Confirmed from a secondary source (courts).
South CarolinaSC	EO 2020-17 (Mar. 31) and 2020-18 (Apr. 3, 2020) closed listed non-essential businesses (real estate not listed); EO 2020-21 (Apr. 6) home or work order to May 4; gatherings of 3 or more in public prohibited	Open houses unlawful under the 3-person public gathering prohibition Apr. 7-May 4, 2020; SCREC guidance	Registers of deeds (Charleston, Greenville, Richland) closed to walk-ins Mar. 2020.	None authorized in the period (South Carolina did not adopt emergency remote notarization) (verified_secondary)	Supreme Court of South Carolina orders (Mar. 17-May 15, 2020) suspended evictions and foreclosures (verified_secondary)	SH; PM	SC State file	Confirmed from a secondary source
South DakotaSD	No stay-home order; EO 2020-08 (Mar. 23) recommendations only; real estate open	No prohibition; local (Sioux Falls, Rapid City) gathering ordinances Apr. 2020 capped indoor gatherings at 10		Permanent: S.D. remote notarization effective July 1, 2019	None		SD State file	Confirmed from a secondary source
TennesseeTN	EO 22 (Mar. 30, eff. Mar. 31, 2020; Ex. 077, read) para. 24: 'Professional Services. This includes, but is not limited to: legal services, accounting services, insurance services, or real estate services (including appraisal and title services)'; EO 23 (Apr. 2) stay at home to Apr. 30 (EO 27); Tennessee Pledge Apr. 27-May 2020	Gatherings over 10 prohibited (EO 17, Mar. 22; EO 22); open houses unlawful Mar. 22-May 2020; TREC guidance		Permanent: Online Notary Public Act (2018) effective July 1, 2019; EO 26 (Apr. 9, 2020) permitted remote witnessing and notarization by video during the emergency, extended by EO 37, 52, 60, 65, 67 (verified_secondary)	Tennessee Supreme Court orders (Mar. 13-June 1, 2020) suspended eviction proceedings (verified_secondary)	SH; CL; AP; PM	SEC-14-077	Primary source read (EO 22)
TexasTX	GA-14 (Mar. 31, 2020): essential services are CISA v2.0 plus TDEM additions; county stay-home orders (Dallas Mar. 23; Harris Mar. 24; Bexar; Travis) permitted real estate with limits (metro files); GA-18 reopening May 1	No statewide open-house ban; gatherings over 10 barred (GA-08, Mar. 19-Apr. 30); Dallas County's amended order barred open houses (metro DFW file); showings by appointment	County clerks (Harris, Dallas, Bexar, Travis) closed recording counters Mar. 2020.	Permanent: HB 1217 (2017) online notarization effective July 1, 2018.	Supreme Court of Texas Fourth Emergency Order (Mar. 19, 2020) stayed eviction proceedings to Apr. 19; Ninth (Apr. 6) to Apr. 30; Twelfth and Fifteenth to May 18, 2020; Twenty-Seventh (Sept. 17, 2020) CDC declaration procedures; Texas Eviction Diversion Program orders (Oct. 2020-2021) (verified_secondary)	SH; CL; PM; CB	TX State file.	Confirmed from a secondary source
UtahUT	No statewide stay-home order; Stay Safe, Stay Home Directive (Mar. 27, 2020) advisory; county orders (Salt Lake, Summit) closed listed businesses; real estate open	Gatherings over 10 discouraged statewide; Salt Lake and Summit County orders (Mar. 2020) barred gatherings; open houses impracticable	Salt Lake County Recorder closed to walk-ins Mar. 2020.	Permanent: Utah remote notarization effective Nov. 1, 2019	EO 2020-11 (Apr. 1, 2020), rescinded and superseded by EO 2020-13 (Apr. 2, 2020) (Ex. UT-006): suspension of enforcement of the eviction statutes for tenants with COVID-19 wage or job loss who provide documentation, through May 15, 2020 11:59 p.m.	PM; SH	UT State file	Confirmed from a secondary source
VermontVT	Addendum 6 to EO 01-20 (Mar. 24, eff. Mar. 25, 2020): all businesses not critical to suspend in-person operations; real estate not critical; Addendum 12 (Apr. 24) and 14 (May 4) further reopening; Phase 2 real estate guidance (May 2020)	Prohibited Mar. 25-Apr. 19, 2020; by appointment with two persons Apr. 20-May 2020; open houses barred by gathering limits (10, then 25) through June 2020	Town clerks' land-record vaults closed to the public Mar. 2020.	Secretary of State emergency rule (Mar. 2020) and Act 95?	Act 101 (S.333, May 14, 2020; Ex. 061, read): moratorium on ejectment and foreclosure actions from the Governor's Mar. 13, 2020 emergency declaration 'ending 30 days after the Governor terminates the state of emergency' (June 15, 2021, so July 15, 2021)	SH; AP; PM; CL; CB	SEC-14-061	Primary source read (Act 101).
VirginiaVA	EO 53 (Mar. 23, 2020) closed recreation and non-essential retail; professional businesses to telework where possible; EO 55 (Mar. 30) stay at home to June 10; real estate permitted; DPOR guidance	Gatherings over 10 prohibited (EO 53, 55); open houses unlawful Mar. 24-May 15, 2020 (Phase 1 EO 61) and limited by Phase caps	Circuit court clerks' land-record rooms closed or restricted Mar. 16-May 2020 (Fairfax, Arlington, Richmond).	Permanent: Virginia remote notarization effective July 1, 2012	Order of Aug. 7, 2020 suspended eviction proceedings Aug. 10-Sept. 7, 2020; HB 5005 (Nov. 2020) and 2021 budget protections; CDC (verified_secondary)	SH; PM; CL	VA State file	Confirmed from a secondary source
WashingtonWA	Proclamation 20-25 (Mar. 23, eff. Mar. 25, 2020) Stay Home, Stay Healthy: real estate not on the essential list; Governor's real estate memorandum (Mar. 28, 2020): no open houses; showings by appointment 'limited to no more than two people'; brokers otherwise to work remotely (verified_secondary); Phase 1 real estate guidance (May 2020) two persons; Phase 2 (June) five persons; open houses in Phase 3	Open houses prohibited Mar. 25, 2020 through the Phase 3 reopening of each county (June-July 2020 for most; King County later); showings by appointment with two, then five, persons	County auditors' recording offices (King, Pierce, Snohomish) closed to walk-ins Mar. 2020.	Proclamation 20-27 (Mar. 27? 2020) waived the delayed effective date of the remote notarization law (RCW 42.45) so remote notarization could begin immediately (verified_secondary)	Proclamation 20-19 (Mar. 18, 2020; Ex. 086, retrieved): residential evictions prohibited 30 days; 20-19.1 (Apr. 16) to June 4; 20-19.2 (June 2) to Aug. 1; 20-19.3 (July 24) to Oct. 15; 20-19.4 (Oct. 14) to Dec. 31; 20-19.5 (Dec. 31) to Mar. 31, 2021; 20-19.6 (Mar. 18, 2021; Ex. 087, read) 'until 11:59 p.m. on June 30, 2021'; Proclamation 21-09 (June 24, 2021; Ex. 088, read) 'Tenancy Preservation - A Bridge to E2SSB 5160': prohibitions 'from July 1, 2021, until 11:59 p.m. on September 30, 2021'; 21-09.1 (Sept. 24, 2021; Ex. 089, read) 'until 11:59 p.m. on October 31, 2021'	SH; LS; AP; PM; LE; OP; CB	SEC-14-086; SEC-14-087; SEC-14-088; SEC-14-089	Primary source read (eviction chain); showing memorandum Confirmed from a secondary source
West VirginiaWV	No verified sector-specific instrument is indexed for this State in this table. The State's general orders are in the Library under the State's own page.
WisconsinWI	Emergency Order 12, Safer at Home (Mar. 24, eff. Mar. 25, 2020; Ex. 067, read) s. 13(u): 'Professional services, such as legal or accounting services, insurance services, real estate services (including appraisal, home inspection, and title services)'; EO 28 (Apr. 16) to May 26; struck down by the Wisconsin Supreme Court May 13, 2020 (Wisconsin Legislature v. Palm, 2020 WI 42)	DSPS and WRA guidance under EO 12: showings only where virtual not feasible; open houses not permitted Mar. 25-May 13, 2020 (verified_secondary); local orders (Dane County, Milwaukee) continued caps after Palm	Registers of deeds (Milwaukee, Dane, Waukesha) closed counters Mar. 2020.	Permanent: 2019 Wis. Act 125 remote notarization effective May 1, 2020; DFI emergency guidance Mar. 18, 2020 permitted remote notarization immediately (verified_secondary)	Emergency Order 15 (Mar. 27, 2020): 60-day moratorium on evictions and foreclosures to May 26, 2020 (verified_secondary)	SH; CL; AP; PM	SEC-14-067	Primary source read (EO 12)
WyomingWY	No stay-home order; State Health Officer Orders (Mar. 19-20, 2020) closed listed businesses and gatherings over 10; real estate open	Open houses over 10 unlawful Mar. 20-May 2020		Governor's directive (Mar. 2020) and Secretary of State guidance permitted remote notarization during the emergency.	None	SH	WY State file	Confirmed from a secondary source

Sector instruments in the Library

The 82 instruments filed under this industry's own sector: regulators' rules and orders, federal directives aimed at it, and the context documents that describe them, in date order. The first 80 are listed here; open the full list in the Library to filter by type and quarter, or download the exhibits.

Exhibit	Instrument	Issuer	Date	Types	Quarters
Ex. SEC-14-046	Executive Order N-28-20Executive Order on evictions, foreclosures and utility shutoffs (local authority; Penal Code 396)	Governor Gavin Newsom	Mar. 16, 2020	Other	2020 Q22020 Q3
Ex. SEC-14-071	Order Declaring a Judicial Emergency in Response to COVID-19 EmergencyOrder Declaring a Judicial Emergency	Supreme Court of Virginia	Mar. 16, 2020	Courts and public officesOther	2020 Q22020 Q3
Ex. SEC-14-072	Emergency Order #4 Pursuant to Executive Order 2020-04Temporary prohibition on evictions and foreclosures	Governor Christopher T. Sununu	Mar. 17, 2020	Other	2020 Q22020 Q3
Ex. SEC-14-009	Mortgagee Letter 2020-04Foreclosure and Eviction Moratorium in connection with the Presidentially-Declared COVID-19 National Emergency	HUD, Federal Housing Administration	Mar. 18, 2020	Other	2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Ex. SEC-14-086	Proclamation 20-19COVID-19 Moratorium on Evictions	Governor Jay Inslee	Mar. 18, 2020	Other	2020 Q22020 Q32020 Q42021 Q12021 Q2
Ex. SEC-14-016	Executive Order 202.7Continuing Temporary Suspension and Modification of Laws Relating to the Disaster Emergency	Governor Andrew M. Cuomo	Mar. 19, 2020	Courts and public officesOther	2020 Q22020 Q32020 Q42021 Q12021 Q2
Ex. SEC-14-017	Executive Order No. 106Moratorium on removals of individuals due to evictions or foreclosures	Governor Philip D. Murphy	Mar. 19, 2020	Other	2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Ex. SEC-14-029	Executive Order 20-06Directives for the Public Health Emergency (including moratorium on evictions and foreclosures)	Governor Eric J. Holcomb	Mar. 19, 2020	Other	2020 Q22020 Q3
Ex. SEC-14-024	Executive Order 2020-19Temporary prohibition against entry to premises for the purpose of removing or excluding a tenant or mobile home owner from their home	Governor Gretchen Whitmer	Mar. 20, 2020	Other	2020 Q22020 Q3
Ex. SEC-14-057	Executive Order 2020-10 (COVID-19 Executive Order No. 8)Executive Order in Response to COVID-19 (Stay at Home; Social Distancing Requirements; and Essential Businesses and Operations)	Governor JB Pritzker	Mar. 21, 2020	Stay-at-homeBusiness closureTelework mandateGathering capWorkplace rules	2020 Q2
Ex. SEC-14-012	Lender Letter LL-2020-04 (Mar. 23, 2020; updated through Dec. 10, 2020)Impact of COVID-19 on Appraisals	Fannie Mae (under FHFA conservatorship direction)	Mar. 23, 2020	Other	2020 Q22020 Q32020 Q42021 Q12021 Q2
Ex. SEC-14-027	Director's Stay at Home OrderDirector's Order that All Persons Stay at Home Unless Engaged in Essential Work or Activity	Amy Acton, M.D., Director, Ohio Department of Health	Mar. 23, 2020	Stay-at-homeBusiness closureTelework mandateGathering capWorkplace rules	2020 Q2
Ex. SEC-14-036	Executive Order 2020-12Prohibiting the Closure of Essential Services	Governor Douglas A. Ducey	Mar. 23, 2020	Business closure	2020 Q2
Ex. SEC-14-073	Executive Order No. 20-10Rescinding Executive Order 20-06 and temporarily prohibiting certain foreclosures and evictions	Governor Laura Kelly	Mar. 23, 2020	Other	2020 Q22020 Q32020 Q4
Ex. SEC-14-037	Executive Order 2020-14Postponement of Eviction Enforcement Actions	Governor Douglas A. Ducey	Mar. 24, 2020	Other	2020 Q22020 Q32020 Q4
Ex. SEC-14-069	Emergency Executive Order 20-14Suspending Evictions and Writs of Recovery During the COVID-19 Peacetime Emergency	Governor Tim Walz	Mar. 24, 2020	Courts and public officesOther	2020 Q22020 Q32020 Q42021 Q12021 Q2
Ex. SEC-14-076	Sixth Modification of the Declaration of a State of EmergencySixth Modification: presidential primary postponement; evictions; foreclosures; utilities	Governor John Carney	Mar. 24, 2020	Courts and public officesOther	2020 Q22020 Q32020 Q42021 Q12021 Q2
Ex. SEC-14-028	Executive Order 20-08Directive for Hoosiers to Stay at Home	Governor Eric J. Holcomb	Mar. 25, 2020	Stay-at-homeBusiness closureGathering capWorkplace rules	2020 Q2
Ex. SEC-14-067	Emergency Order #12, Safer at Home OrderSafer at Home Order	Andrea Palm, Secretary-designee, Department of Health Services (at the Governor's direction)	Mar. 25, 2020	Stay-at-homeBusiness closureGathering capWorkplace rules	2020 Q2
Ex. SEC-14-085	Third Supplementary Proclamation Related to the COVID-19 EmergencyThird Supplementary Proclamation (statewide stay at home / work from home)	Governor David Y. Ige	Mar. 25, 2020	Stay-at-homeBusiness closureGathering capTravel and quarantine	2020 Q2
Ex. SEC-14-030	Executive Order 2020-257Healthy at Home: closure of non-life-sustaining businesses	Governor Andy Beshear	Mar. 26, 2020	Business closureTelework mandateWorkplace rulesOther	2020 Q2
Ex. SEC-14-055	Executive Order 2020-14 (COVID-19 Executive Order No. 12)Executive Order in Response to COVID-19 (remote notarization and witnessing)	Governor JB Pritzker	Mar. 26, 2020	Other	2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Ex. SEC-14-010	Mortgagee Letter 2020-05Re-verification of Employment and Exterior-Only and Desktop-Only Appraisal Scope of Work Options for FHA Single Family Programs Impacted by…	HUD, FHA	Mar. 27, 2020	Other	2020 Q22020 Q32020 Q42021 Q12021 Q2
Ex. SEC-14-047	Executive Order N-37-20Executive Order banning enforcement of eviction orders for renters affected by COVID-19	Governor Gavin Newsom	Mar. 27, 2020	Other	2020 Q2
Ex. SEC-14-068	Emergency Executive Order 20-20Directing Minnesotans to Stay at Home	Governor Tim Walz	Mar. 27, 2020	Stay-at-homeBusiness closureTelework mandateGathering cap	2020 Q2
Ex. SEC-14-031	Senate Bill 150 (2020 Ky. Acts ch. 73)An Act relating to the state of emergency in response to COVID-19 and declaring an emergency	Kentucky General Assembly (2020 Reg. Sess.)	Mar. 30, 2020	Other	2020 Q22020 Q32020 Q42021 Q12021 Q2
Ex. SEC-14-040	Executive Order 20-03-30-04Authorizing Remote Notarizations	Governor Lawrence J. Hogan, Jr.	Mar. 30, 2020	Other	2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Ex. SEC-14-041	Executive Order No. 7QProtection of Public Health and Safety During COVID-19 Pandemic and Response - Childcare Safety, Remote Notarization Update	Governor Ned Lamont	Mar. 30, 2020	Other	2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Ex. SEC-14-035	Executive Order 03.31.20.01Temporarily suspending physical-presence requirements for the attestation of recordable instruments	Governor Brian P. Kemp	Mar. 31, 2020	Other	2020 Q22020 Q32020 Q42021 Q12021 Q2
Ex. SEC-14-077	Executive Order No. 22An order directing Tennesseans to stay home unless engaging in essential activities to limit their exposure to and spread of COVID-19	Governor Bill Lee	Mar. 31, 2020	Stay-at-homeBusiness closureGathering capWorkplace rules	2020 Q2
Ex. SEC-14-063	Executive Order No. 20-13Ordering a Temporary Moratorium on Certain Evictions and Terminations of Rental Agreements and Leases	Governor Kate Brown	Apr. 1, 2020	Other	2020 Q2
Ex. SEC-14-058	Executive Order 20-94Emergency Management - COVID-19 - Mortgage Foreclosure and Eviction Relief	Governor Ron DeSantis	Apr. 2, 2020	Courts and public officesOther	2020 Q22020 Q3
Ex. SEC-14-082	TDEM Essential Services list (additions to CISA v2.0)Essential Services	Texas Division of Emergency Management (under GA-14)	Apr. 2, 2020	Stay-at-homeBusiness closure	2020 Q2
Ex. SEC-14-039	Executive Order 20-04-03-01 (amending and restating 20-03-16-02)Temporarily Prohibiting Evictions of Tenants Suffering Substantial Loss of Income Due to COVID-19, and Additionally Prohibiting Certain…	Governor Lawrence J. Hogan, Jr.	Apr. 3, 2020	Other	2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Ex. SEC-14-078	Order of the State Health Officer Suspending Certain Public Gatherings Due to Risk of Infection by COVID-19 (Amended April 3, 2020) - Stay at Home OrderStay at Home Order (amended Apr. 3, 2020)	Scott Harris, M.D., State Health Officer	Apr. 4, 2020	Stay-at-homeBusiness closureGathering capWorkplace rules	2020 Q2
Ex. SEC-14-026	Executive Order 2020-41Encouraging the use of electronic signatures and remote notarization, witnessing, and visitation during the COVID-19 pandemic	Governor Gretchen Whitmer	Apr. 8, 2020	Other	2020 Q22020 Q32020 Q4
Ex. SEC-14-014	Guidance for Determining Whether a Business Enterprise is Subject to a Workforce Reduction Under Recent Executive Orders (real estate clause added Apr. 9, 2020)ESD essential business guidance	Empire State Development Corporation (under EO 202.6 and 202.8)	Apr. 9, 2020	Business closureTelework mandate	2020 Q2
Ex. SEC-14-042	Executive Order No. 7XProtection of Public Health and Safety During COVID-19 Pandemic and Response - Protections for Residential Renters	Governor Ned Lamont	Apr. 10, 2020	Other	2020 Q22020 Q3
Ex. SEC-14-019	P.L. 2020, c. 26An Act concerning remote notarial acts, and other acts for executing and verifying certain documents, during the public health emergency and…	New Jersey Legislature (A-3903; approved by the Governor)	Apr. 14, 2020	Other	2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Ex. SEC-14-007	Real Estate Appraisals; interim final rule, 85 Fed. Reg. 21312Real Estate Appraisals	OCC, Board of Governors of the Federal Reserve System, FDIC	Apr. 17, 2020	Other	2020 Q22020 Q32020 Q4
Ex. SEC-14-008	Guidance on the Essential Critical Infrastructure Workforce, Version 3.0Advisory Memorandum on Identification of Essential Critical Infrastructure Workers During COVID-19 Response	Cybersecurity and Infrastructure Security Agency, DHS	Apr. 17, 2020	Business closure	2020 Q22020 Q3
Ex. SEC-14-052	Chapter 65 of the Acts of 2020An Act providing for a moratorium on evictions and foreclosures during the COVID-19 emergency	Massachusetts General Court (H.4647)	Apr. 20, 2020	Courts and public officesOther	2020 Q22020 Q32020 Q4
Ex. SEC-14-062	Act 15 of 2020An Act amending Title 35 (Health and Safety)... providing for COVID-19 disaster emergency (including remote notarial acts)	Pennsylvania General Assembly (S.B. 841)	Apr. 20, 2020	Other	2020 Q22020 Q32020 Q4
Ex. SEC-14-056	Executive Order 2020-30 (COVID-19 Executive Order No. 28)Executive Order in Response to COVID-19 (evictions)	Governor JB Pritzker	Apr. 23, 2020	Courts and public officesOther	2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Ex. SEC-14-053	Chapter 71 of the Acts of 2020An Act providing for virtual notarization to address challenges related to COVID-19	Massachusetts General Court (S.2645)	Apr. 27, 2020	Other	2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Ex. SEC-14-070	Suspension of Tex. Gov't Code 406.016 and related statutes (Apr. 8 and Apr. 27, 2020) permitting appearance before a notary by videoconference for wills, powers of attorney and real estate instrumentsGovernor Abbott Temporarily Suspends Certain Statutes To Allow For Appearance Before Notary Public Via Videoconference For Real Estate…	Governor Greg Abbott	Apr. 27, 2020	Other	2020 Q2
Ex. SEC-14-048	Essential Critical Infrastructure Workers list (Mar. 22, 2020; updated Apr. 28, 2020)Essential Critical Infrastructure Workers	State Public Health Officer (under EO N-33-20)	Apr. 28, 2020	Stay-at-homeBusiness closure	2020 Q22020 Q32020 Q42021 Q12021 Q2
Ex. SEC-14-023	Executive Order 2020-70Temporary requirement to suspend activities that are not necessary to sustain or protect life (Stay Home, Stay Safe; construction and real…	Governor Gretchen Whitmer	May 1, 2020	Stay-at-homeBusiness closureCapacity limitGathering capWorkplace rules	2020 Q2
Ex. SEC-14-034	Session Law 2020-3 (COVID-19 Recovery Act), Part IV, s. 4.1 (Emergency Video Notarization) and s. 4.2 (Emergency Video Witnessing)An Act to Provide Aid to North Carolinians in Response to the Coronavirus Disease 2019 (COVID-19) Crisis	North Carolina General Assembly	May 4, 2020	Other	2020 Q22020 Q3
Ex. SEC-14-021	Order of the Governor of the Commonwealth of Pennsylvania Related to the Dispossession of PropertyOrder Related to the Dispossession of Property	Governor Tom Wolf	May 11, 2020	Courts and public officesOther	2020 Q22020 Q3
Ex. SEC-14-061	Act 101 (S.333)An act relating to establishing a moratorium on ejectment and foreclosure actions	Vermont General Assembly (S.333)	May 14, 2020	Courts and public officesOther	2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Ex. SEC-14-020	Guidance for Businesses in the Real Estate Industry Permitted to Operate During the COVID-19 Disaster Emergency to Ensure the Safety and Health of Employees and the PublicReal Estate Industry Guidance	Governor Tom Wolf (Office of the Governor and Department of State)	May 19, 2020	Business closureCapacity limitFace-covering requirementWorkplace rules	2020 Q22020 Q3
Ex. SEC-14-074	Executive Order 2020-96Safe Start: temporary requirement to suspend certain activities that are not necessary to sustain or protect life	Governor Gretchen Whitmer	May 21, 2020	Stay-at-homeBusiness closureCapacity limitGathering capWorkplace rules	2020 Q2
Ex. SEC-14-015	Interim Guidance for Real Estate Services During the COVID-19 Public Health Emergency (Phase 2)Interim Guidance for Real Estate Services	New York State Department of Health / NY Forward	May 29, 2020	Capacity limitFace-covering requirementWorkplace rules	2020 Q22020 Q32020 Q42021 Q12021 Q2
Ex. SEC-14-033	Executive Order No. 142Temporary Prohibitions on Evictions and Extending the Prohibition on Utility Shut-Offs	Governor Roy Cooper	May 30, 2020	Other	2020 Q2
Ex. SEC-14-081	Coronavirus: A Guide for REALTORS (June 5, 2020 version)Coronavirus: A Guide for REALTORS	National Association of REALTORS	June 5, 2020	Other
Ex. SEC-14-025	Executive Order 2020-134Temporary extension and then rescission of the eviction moratorium; COVID-19 housing debt judicial process	Governor Gretchen Whitmer	June 26, 2020	Courts and public officesOther	2020 Q22020 Q3
Ex. SEC-14-044	Tenant Safe Harbor Act, L. 2020, ch. 127An Act in relation to prohibiting the eviction of residential tenants who have suffered financial hardship during the COVID-19 covered…	New York State Legislature (S.8192-B)	June 30, 2020	Courts and public officesOther	2020 Q22020 Q32020 Q42021 Q12021 Q2
Ex. SEC-14-064	Enrolled House Bill 4213Relating to residential and commercial tenancies during the COVID-19 emergency	Oregon Legislative Assembly (2020 First Special Session)	June 30, 2020	Other	2020 Q22020 Q32020 Q42021 Q1
Ex. SEC-14-022	Order of the Governor Related to Foreclosures and Evictions (extension)Order Related to Foreclosures and Evictions	Governor Tom Wolf	July 10, 2020	Other	2020 Q3
Ex. SEC-14-038	Executive Order 2020-49Continued Postponement of Eviction Enforcement Actions	Governor Douglas A. Ducey	July 23, 2020	Other	2020 Q32020 Q4
Ex. SEC-14-049	AB 3088, COVID-19 Tenant Relief Act of 2020 (Stats. 2020, ch. 37)Tenancy: rental payment default: mortgage forbearance: state of emergency: COVID-19	California Legislature (AB 3088; approved by the Governor)	Aug. 31, 2020	Courts and public officesOther	2020 Q32020 Q42021 Q1
Ex. SEC-14-059	Executive Order 20-211Emergency Management - COVID-19 - Limited Extension of Mortgage Foreclosure and Eviction Relief	Governor Ron DeSantis	Sept. 1, 2020	Other	2020 Q3
Ex. SEC-14-001	Temporary Halt in Residential Evictions To Prevent the Further Spread of COVID-19, 85 Fed. Reg. 55292Temporary Halt in Residential Evictions To Prevent the Further Spread of COVID-19	Centers for Disease Control and Prevention, HHS	Sept. 4, 2020	Workplace rulesOther	2020 Q32020 Q4
Ex. SEC-14-065	Enrolled House Bill 4401Relating to residential tenancies during the COVID-19 emergency; landlord compensation fund	Oregon Legislative Assembly (2020 Third Special Session)	Dec. 23, 2020	Other	2020 Q42021 Q12021 Q2
Ex. SEC-14-043	COVID-19 Emergency Eviction and Foreclosure Prevention Act of 2020, L. 2020, ch. 381An Act establishing the 'COVID-19 Emergency Eviction and Foreclosure Prevention Act of 2020'	New York State Legislature (S.9114/A.11181)	Dec. 28, 2020	Courts and public officesOther	2020 Q42021 Q12021 Q2
Ex. SEC-14-050	SB 91, COVID-19 Tenant Relief Act extension and State rental assistance (Stats. 2021, ch. 2)COVID-19 relief: tenancy: federal rental assistance	California Legislature (SB 91)	Jan. 29, 2021	Courts and public officesOther	2021 Q12021 Q2
Ex. SEC-14-002	Temporary Halt in Residential Evictions (extension), 86 Fed. Reg. 8020Temporary Halt in Residential Evictions To Prevent the Further Spread of COVID-19	CDC, HHS	Jan. 31, 2021	Other	2021 Q1
Ex. SEC-14-084	Mortgagee Letter 2021-06Extension of Re-verification of Employment and Exterior-Only Appraisal Scope of Work Option for FHA Single Family Programs Impacted by…	HUD, FHA	Feb. 23, 2021	Other	2021 Q12021 Q2
Ex. SEC-14-087	Proclamation 20-19.6Extending and Amending 20-05 and 20-19, et seq., COVID-19 Eviction Moratorium	Governor Jay Inslee	Mar. 18, 2021	Other	2021 Q12021 Q2
Ex. SEC-14-003	Temporary Halt in Residential Evictions (extension), 86 Fed. Reg. 16731Temporary Halt in Residential Evictions To Prevent the Further Spread of COVID-19	CDC, HHS	Apr. 1, 2021	Other	2021 Q2
Ex. SEC-14-066	Enrolled Senate Bill 278Relating to rental assistance; declaring an emergency	Oregon Legislative Assembly (2021 Regular Session)	June 24, 2021	Other	2021 Q22021 Q3
Ex. SEC-14-051	AB 832, COVID-19 Rental Housing Recovery Act (Stats. 2021, ch. 27)COVID-19 relief: tenancy: federal rental assistance	California Legislature (AB 832)	June 28, 2021	Courts and public officesOther	2021 Q22021 Q3
Ex. SEC-14-004	Temporary Halt in Residential Evictions (extension), 86 Fed. Reg. 34010Temporary Halt in Residential Evictions To Prevent the Further Spread of COVID-19	CDC, HHS	July 1, 2021	Other	2021 Q3
Ex. SEC-14-011	Mortgagee Letter 2021-15Extension of the Foreclosure and Eviction Moratorium in Connection with the Presidentially-Declared COVID-19 National Emergency	HUD, FHA	July 1, 2021	Other	2021 Q3
Ex. SEC-14-013	FHFA news release, June 24, 2021: FHFA Extends COVID-19 Foreclosure and REO Eviction MoratoriumsFHFA Extends COVID-19 Foreclosure and REO Eviction Moratoriums	Federal Housing Finance Agency	July 1, 2021	Other	2021 Q3
Ex. SEC-14-088	Proclamation 21-09Tenancy Preservation - A Bridge to E2SSB 5160	Governor Jay Inslee	July 1, 2021	Other	2021 Q3
Ex. SEC-14-005	Temporary Halt in Residential Evictions in Communities With Substantial or High Levels of Community Transmission of COVID-19 To Prevent the Further Spread of COVID-19, 86 Fed. Reg. 43244Temporary Halt in Residential Evictions in Communities With Substantial or High Transmission	CDC, HHS	Aug. 3, 2021	Other	2021 Q3
Ex. SEC-14-018	Executive Order No. 249Modifying and phasing out the eviction moratorium of EO 106	Governor Philip D. Murphy	Aug. 4, 2021	Other	2021 Q3
Ex. SEC-14-006	Alabama Association of Realtors v. Department of Health and Human Services, No. 21A23, 594 U.S. ___ (per curiam)On application to vacate stay	Supreme Court of the United States	Aug. 26, 2021	Other	2021 Q3

Third quarter of 2021: the instruments in force

The quarter the Service's letters most often dispute. The record shows these instruments in force on this industry's functions between July 1 and September 30, 2021; an order in force on any day of the quarter is an order in force during it, and the State, metropolitan and federal layers on the quarter page add to the list.

In force, July 1 – Sept. 30, 2021

SEC-14-004 (CDC order, July 1-31, 2021)
SEC-14-005 (CDC order for counties with substantial or high transmission, Aug. 3-26, 2021)
SEC-14-011 (HUD ML 2021-15: FHA eviction moratorium to Sept. 30, 2021; foreclosure to July 31)
SEC-14-013 (FHFA: REO eviction moratorium to Sept. 30, 2021; foreclosure to July 31)
SEC-14-018 (NJ EO 106 as modified by EO 249, Aug. 4, 2021)
SEC-14-017 (NJ EO 106, in force through Aug. 31 / Dec. 31, 2021)
SEC-14-045 (NY ch. 417 of 2021, Sept. 2, 2021 to Jan. 15, 2022) and NY ch. 104 of 2021 (May 4, 2021, to Aug. 31, 2021; cite by name)
SEC-14-051 (CA AB 832 to Sept. 30, 2021)
SEC-14-088 (WA Proclamation 21-09, July 1-Sept. 30, 2021)
SEC-14-089 (WA Proclamation 21-09.1, to Oct. 31, 2021)
SEC-14-066 (OR SB 278, 60-day safe harbor from June 24, 2021)
SEC-14-055 (IL EO 2020-14 remote notarization, re-issued with each 30-day disaster proclamation through 2021)
IL eviction moratorium EOs (EO 2021-19 through 2021-23; ended Oct. 3, 2021; cite by name)
MN Laws 2021, 1st Spec. Sess., ch. 8, art. 5 (June 29, 2021; eviction phase-out to June 1, 2022; cite by name)
NM Supreme Court Order No. 20-8500-008 and successors (stay of writs of restitution for inability to pay; cite by name)
DC eviction moratorium (COVID-19 Response Emergency Amendment Act and successors; phased from Oct. 12, 2021; cite by name)
NV AB 486 (2021) eviction mediation stays (cite by name)
MA ch. 20 of 2021 (virtual notarization to Dec. 15, 2021; cite by name)
NC S.L. 2021-3 (emergency video notarization to Dec. 31, 2021; cite by name)
CFPB Reg. X amendments, 86 Fed. Reg. 34848 (June 30, 2021), effective Aug. 31, 2021 (FED-B exhibit)
Local Delta-wave mask and vaccination-proof orders reaching offices, showings and closings (State and metro exhibits: LA County July 17; Bay Area Aug. 3; NV July 30; LA Aug. 4; OR Aug. 13; WA Aug. 23; IL Aug. 30; NYC Key to NYC Aug. 17; Chicago Aug. 20; New Orleans Aug. 16)
SEC-14-006 (Supreme Court vacatur, Aug. 26, 2021: the order that ended the CDC layer, itself a judicial act in the quarter)

The third quarter of 2021 across every State, and this industry's quarter analysis.

Group meetings, trade shows and seasons disrupted

The organizers' own notices of the trade shows, conventions, conferences and seasons of this industry that the orders cancelled, postponed or moved online: 23 notices, each graded and sourced. The Suspension Clause names “group meetings” in terms.

Date	Organizer notice	Grade	Exhibit and source
Mar. 13, 2020	Shopping Center Business, 'ICSC Postpones RECon 2020 Indefinitely' (Mar. 13, 2020): 2019 attendance 37,000; 1,200 exhibitors; 853,000 sq. ft.	Confirmed from a secondary source	Ex. SEC-14-GM-006 Open · Source
Mar. 18, 2020	National Association of REALTORS, newsroom release, 'NAR to Deliver Virtual Solutions for 2020 Realtors Legislative Meetings & Trade Expo' (Washington, Mar. 18, 2020), as captured by the Internet Archive Mar. 23, 2020	Primary source read	Ex. SEC-14-GM-008 Open · Source
Mar. 19, 2020	RISMedia, 'NAR to Deliver Virtual Solutions for 2020 REALTORS Legislative Meetings & Trade Expo' (Mar. 19, 2020) (republication of NAR's release)	Confirmed from a secondary source	Ex. SEC-14-GM-001 Open · Source
Apr. 9, 2020	Pearson VUE, 'Coronavirus (COVID-19) Update' (home.pearsonvue.com/coronavirus-update) as captured Apr. 10, 2020 (page updated Apr. 9, 2020; United States section updated Apr. 6, 2020): 'we have temporarily closed our U.S.-based Pearson VUE-owned and operated Pearson Professional Centers (PPCs)'; appointments 'starting May 1st and beyond if conditions allow' (text of the capture rendered to PDF)	Primary source read	Ex. SEC-14-GM-023 Open · Source
Apr. 23, 2020	REBusiness Online, 'ICSC Cancels RECon 2020, Will Hold Regional Deal Making Events' (Apr. 23, 2020)	Confirmed from a secondary source	Ex. SEC-14-GM-007 Open · Source
Apr. 27, 2020	Texas Real Estate Commission, 'Licensing Exam Sites Re-Opening' (Apr. 27, 2020): Pearson VUE sites closed in March; reopening 'at a much lower capacity'; 'in line with local jurisdictions'	Primary source read	Ex. SEC-14-GM-009 Open · Source
May 11, 2020	HousingWire, 'Ready to go back to a live mortgage industry event? MBA, NAR, NAMB and others test the waters' (May 11, 2020): 2020 event calendar and pending decisions	Confirmed from a secondary source	Ex. SEC-14-GM-014 Open · Source
May 12, 2020	National Apartment Association, '2020 Apartmentalize' event page as captured May 12, 2020: rescheduled to Dallas, Nov. 4-6, 2020, with a virtual component	Primary source read	Ex. SEC-14-GM-011 Open · Source
May 12, 2020	BOMA International, '2020 BOMA International Conference & Expo' site (bomaconvention.org) as captured May 12, 2020: 'The June 27-30 event has been cancelled due to ongoing concerns about COVID-19'; webcast July 7-9, 2020 (text of the capture rendered to PDF)	Primary source read	Ex. SEC-14-GM-018 Open · Source
May 18, 2020	RISMedia, 'NAR Closes 2020 REALTORS Legislative Meetings With Record Participation' (May 18, 2020): 28,000 participants; 9,000-10,000 usually attend in Washington	Confirmed from a secondary source	Ex. SEC-14-GM-002 Open · Source
May 29, 2020	Texas Real Estate Commission, 'Temporary Allowance for Inspector Ride-Along Courses' (May 29, 2020)	Primary source read	Ex. SEC-14-GM-019 Open · Source
June 3, 2020	HousingWire, 'Real estate CEOs talk about digitizing the industry' (June 3, 2020): 'the second day of Inman Connect Now'; 'Inman's first all-digital conference'	Confirmed from a secondary source	Ex. SEC-14-GM-016 Open · Source
June 24, 2020	RISMedia, 'Amidst Health, Safety Concerns, NAR's 2020 REALTORS Conference & Expo Goes Virtual' (June 24, 2020)	Confirmed from a secondary source	Ex. SEC-14-GM-003 Open · Source
June 24, 2020	HousingWire, 'MBA and NAR going virtual with all remaining 2020 events' (June 24, 2020)	Confirmed from a secondary source	Ex. SEC-14-GM-004 Open · Source
June 28, 2020	Appraisal Institute, '2020 Annual Conference' page as captured June 28, 2020: 'Due to the coronavirus pandemic, the Appraisal Institute has taken the unfortunate but necessary step of canceling its 2020 Annual Conference, which had been scheduled for Orlando, Florida, in August' (text of the capture rendered to PDF)	Primary source read	Ex. SEC-14-GM-022 Open · Source
July 21, 2020	Texas Real Estate Commission and Texas Appraiser Licensing and Certification Board, waiver of all renewal and application deadlines through July 31, 2020 'based on approval by Governor Greg Abbott' (page dated July 21, 2020)	Primary source read	Ex. SEC-14-GM-010 Open · Source
Aug. 6, 2020	American Land Title Association, 'ALTA ONE 2020' site (meetings.alta.org/one) as captured Aug. 6, 2020: 'Virtual ALTA ONE Registration is NOW OPEN!... October 6-8, 2020' (text of the capture rendered to PDF)	Primary source read	Ex. SEC-14-GM-020 Open · Source
Sept. 8, 2020	National Apartment Association, '2020 Apartmentalize' event page as captured Sept. 8, 2020: in-person Dallas event cancelled; 'entirely digital conference' (APTvirtual)	Primary source read	Ex. SEC-14-GM-017 Open · Source
Sept. 10, 2020	RISMedia, 'JPAR Goes Unconventional in Convention for Agents Nationwide' (Sept. 10, 2020): two-day virtual franchisor convention	Confirmed from a secondary source	Ex. SEC-14-GM-013 Open · Source
Dec. 2, 2020	Shopping Center Business (Dec. 2, 2020): report released 'as part of ICSC's virtual ReCon event in New York City'	Confirmed from a secondary source	Ex. SEC-14-GM-015 Open · Source
Jan. 18, 2021	RISMedia, 'NAR: May Legislative Meetings Will Be Held Virtually in 2021, November Conference Will Be Live' (Jan. 18, 2021)	Confirmed from a secondary source	Ex. SEC-14-GM-005 Open · Source
Feb. 3, 2021	RISMedia, 'Adapting to a Virtual World and Keeping Traditions Alive Amidst COVID' (Feb. 3, 2021): Virginia REALTORS' September 2020 centennial convention held virtually	Confirmed from a secondary source	Ex. SEC-14-GM-012 Open · Source
Sept. 22, 2021	American Land Title Association, 'ALTA ONE 2021' site as captured Sept. 22, 2021: Oct. 12-15, 2021, Hilton New Orleans Riverside; in-person and virtual; 'Covid Safety Protocols' (text of the capture rendered to PDF)	Primary source read	Ex. SEC-14-GM-021 Open · Source

All cancelled meetings in the Library.

Read the analysis

The analysis of this industry runs to seven further pages. Each carries its own notes and exhibit links.

Part 1 of 7How a typical employer operatesThe functions of the business, its revenue lines, its workforce, its suppliers and counterparties, its seasons, and how the orders reached each of them.Part 2 of 7The orders by layerFederal, State, metro, sector regulator, standing duty and counterparty: the instruments that reached this industry, layer by layer, with exhibit links.Part 3 of 7The six quartersWhat was in force on this industry's functions in each quarter from 2020 Q2 through 2021 Q3, with the third quarter of 2021 answered instrument by instrument.Part 4 of 7Function by functionEach function of the business, the orders that reached it and the change they compelled, one function at a time.Part 5 of 7The interconnected economyHow orders on suppliers, customers, carriers and workers reached this industry, and why an order's effect on a business outlasts the order's end date.Part 6 of 7The Service's positions, answeredThe fourteen sentences the Service's letters use, each quoted and answered for this industry from the public record.Part 7 of 7FindingsThe conclusions for each of the six quarters and the standard of proof they meet.