Bulletin 2020-11-BT/CF/CU

The record

Jurisdiction

Michigan; Department of Insurance and Financial Services (State banking, credit union, consumer finance and insurance regulator) · Michigan

Level

Sector regulator

Authority

Executive Order 2020-21 § 8 (critical infrastructure workers) as applied by the Director under MCL 487.12101 et seq.

Issued

2020-03-30 Mar. 30, 2020

Effective

2020-03-24 (the Order took effect at 12:01 a.m.) (read as 2020-03-24)

End

Superseded by Bulletin 2020-13-BT/CF/CU (Apr. 10, 2020, Ex. 090) when EO 2020-42 replaced EO 2020-21 (read as 2020-04-10)

In force

Mar. 24, 2020 to Apr. 10, 2020

Quarters

2020 Q2

2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3

Limitation types

Stay-at-homeBusiness closureTelework mandateWorkplace rules

Addressees

• Michigan-chartered banks and trust companies (BT)
• consumer finance licensees and registrants (CF)
• credit unions (CU)

Functions reached

• BR branches (in-person work limited to critical infrastructure functions under the order's conditions)
• OP office and telework ('work is to be done remotely to the fullest extent possible')
• WF workforce
• CL/ML/SV lending and servicing functions (designated essential)

Collection

State insurance and banking regulators AGY-ST-INSURANCE-BANKING

Operative words

Whitmer issued Executive Order 2020-21, directing Michigan residents to remain at home or in their place of residence, with limited exceptions. Executive Order 2020-21 took effect on March 24, 2020 at 12:01 a.m. Executive Order 2020-21 broadly prohibits in-person work with a narrow exception for critical infrastructure workers to continue in-person work in certain sectors necessary to sustain or to protect life. These workers [include the financial services workers described in the CISA guidance] referenced in Executive Order 2020-21... [This bulletin identifies the workers who fall within] 'financial services' as used in the Executive Order. Consistent with Executive Order 2020-21, work is to be done remotely to the fullest extent possible, and in-person work is permitted only in accordance with social [distancing and mitigation measures].

Enforcement

Notes