The COVID Project
Context, not an orderThis record is guidance or an announcement kept for context. It is not counted among the orders in force.
The record
- Jurisdiction
- Illinois; Department of Insurance · Illinois
- Level
- Sector regulator
- Authority
- 215 ILCS 5/401; Executive Orders 2020-10 and 2020-18
- Issued
- 2020-04-03 Apr. 3, 2020
- Effective
- 2020-04-03
- End
- Through April 30, 2020; extended through May 29, 2020 by Company Bulletin 2020-12 (Ex. 098) (read as 2020-04-30)
- In force
- Apr. 3, 2020 to Apr. 30, 2020
- Quarters
- 2020 Q2
2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
- Limitation types
- Other
- Addressees
- all insurers writing consumer automobile, home and other property and casualty policies in Illinois
- Functions reached
- IN property and casualty insurers (cancellation, billing, hearings, claims repair deadlines)
- CB consumers under the stay-at-home orders
- RP repair services (extended repair periods)
- Character
- context
- Collection
- State insurance and banking regulators AGY-ST-INSURANCE-BANKING
Operative words
[The Department requests a moratorium on] cancellation and non-renewals for consumer automobile and home insurance policies and other P&C policies pursuant to Sections 143.11 through 143.21 of the Illinois Insurance Code [and asks insurers to adopt the following] safeguards, including those set forth herein, to address problems consumers may face through [the disaster period]: 1. Moratorium on cancellations and nonrenewals. Insurers should seek to postpone or withdraw any previous notice of cancellation or nonrenewal in which the cancellation or [nonrenewal date falls within the period, and consider] postponing the issuance of any new cancellation or nonrenewal notices through April 30, 2020... [Insurers] are asked to continue coverage, even in cases of unpaid premium, through at least April 30, [2020]. 2. Postponement of cancellation and nonrenewal hearings... 3. Other insurance-related time-period extensions... 4. Time-period extension for repairs... 5. Notice Requirements... 6. Communications to Insured.
Enforcement
215 ILCS 5/143.11-143.21; 5/403A; 5/424
Notes
Recites Executive Order 2020-10 'ordering Illinois residents to stay at home unless otherwise permitted' and EO 2020-18 extending it.
Retrieval noteExs. 073, 096, 097 and 098 supply verified text for the companion bulletins. Cite it as context and cite the underlying order, statute or emergency rule it describes as the instrument. (Bulletins whose operative text imposes a mandatory duty on licensees under the regulator's own authority are excluded from this downgrade and listed separately for review.)).