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Ex. WV-076 Order Primary source read

Emergency Order 20-EO-02

Insurers to accommodate premium collection, cancellations, nonrenewals and claim documentation; workers' compensation premium audits for idled workers; prohibition of COVID-related cancellations and nonrenewals

Insurance Commissioner James A. Dodrill · West Virginia (Sector regulator)

The COVID Project

The record

Jurisdiction
West Virginia
Level
Sector regulator
Authority
Governor's Proclamation of Mar. 16, 2020; EO 2-20; W. Va. Code ch. 33
Issued
2020-03-18 Mar. 18, 2020
Effective
2020-03-18
End
Cancellation and nonrenewal prohibition rescinded Oct. 15, 2020 (20-EO-09 paragraph 2); remainder in force until rescinded Mar. 24, 2023 (23-EO-01) (read as 2021-09-30)
In force
Mar. 18, 2020 to Sept. 30, 2021
Quarters
2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitation types
Workplace rulesOther
Addressees
  • insurers, producers and all other insurance-related entities
  • workers' compensation insurers
Functions reached
  • IN insurance (cancellation moratorium; premium accommodations)
  • WF (State recognition of 'idling, furloughing, laying off' of workers by orders)
  • CB policyholders
Collection
West Virginia WV

Operative words

1. Insurers, producers and all other insurance-related entities subject to regulation by the Commissioner in the State of West Virginia should consider the difficulties experienced, and to be experienced, by both private citizens and businesses as a result of the current State of Emergency, Executive Order 2-20 and any subsequent executive orders or other governmental actions with respect to collection of premiums, cancellations, nonrenewals, claim or other documentation, rating or rates charged... 2. Workers' compensation insurers shall consider the impact on rates of any idling of workers by employer insureds, and insurers shall, if requested by the employer insured, conduct an audit in order to determine whether the insured is entitled to any adjustment in premium due to the idling, furloughing, laying off or other dismissal of workers. 3. Insurers and other regulated entities must not issue a cancellation notice or nonrenewal notice pertaining to any insurance policy, plan or contract if the reason for cancellation or nonrenewal is a result of circumstances stemming from the COVID-19 pandemic and the corresponding State of Emergency, Executive Order 2-20, any subsequent executive orders or other governmental actions.

Enforcement

Insurance Commissioner's regulatory authority

Notes

Recital paragraph 4: 'On March 18, 2020,... the Governor issued Executive Order No. 2-20, closing all casinos in the state and disallowing on-premises consumption of food and drink in bars or restaurants.' Paragraphs 1 and 2 remained in force through the third quarter of 2021 (20-EO-09 paragraph 2(a)-(c)).